@Anonymous wrote:
I have paid off 5 judgements mostly 2 years old the other 6 years old. The lawyers have agreed to vacate the judgements in 4 cases the other refused. I have filed a motion to vacate/dismiss this judgement, served the lawyer hearing scheduled for 4/15/16. Does anyone know how much my score will increase when 4 judgements 2 years old are removed ?
If you still have the judgement on there probably not extremely much; 5-15 points would be my SWAG at least based on how Tax Liens / Collections appear to be handled. Getting the last judgement off there if the 5 judgements are your only dirty marks, that's where the money is. If you have other negatives, they'll continue to depress your score.
Well done getting 4/5 resolved though! Hope you're successful in the last one as well.
@Anonymous wrote:Thanks for your response. The judgements are going to be removed. Do you think that will increase my score more than 5-15 points in total for all 5 removals ?
If those 5 judgements are the sum total of your negative marks (i.e. no more lates, collections, tax liens, BK's etc) then yeah, possibly substantially more dependant on the rest of your file (positive tradelines). If you have anything else on there though that's negative, you'll still be in the dirty buckets and that'll depress your score severely compared to where it could be.
Hello Kenny. Please tell me what is going on over at TU. I received my fico alert from TU today 4-4-16 just to find out that my score dropped 43 pts when just on 4-1-16 TU reported my score from 546 to 553. Well I am livid and this is all from the same score factors. Now of course TU hung up on me when I asked for a supervisor. I need love from my fellow ficoians ha ha. Also, the famous Pentagon fcu closed my installment this month as satisfactorily paid which dropped my experian score from 606 to 583. I opened another installment with NFCU today 4-4-16 which is secured. All in all April is starting out ok except for TU. I want to report them to CFPB. TU does this every month. What can I do? Current ficos are eq 564 TU 511 exp 583.
@tricie17 wrote:Hello Kenny. Please tell me what is going on over at TU. I received my fico alert from TU today 4-4-16 just to find out that my score dropped 43 pts when just on 4-1-16 TU reported my score from 546 to 553. Well I am livid and this is all from the same score factors. Now of course TU hung up on me when I asked for a supervisor. I need love from my fellow ficoians ha ha. Also, the famous Pentagon fcu closed my installment this month as satisfactorily paid which dropped my experian score from 606 to 583. I opened another installment with NFCU today 4-4-16 which is secured. All in all April is starting out ok except for TU. I want to report them to CFPB. TU does this every month. What can I do? Current ficos are eq 564 TU 511 exp 583.
There's something screwy in the TU monitoring as of late, it's happened to a number of individuals. Something is being strangely cached on the Transunion side which the monitoring solution pulls it's data from and it shows up time to time.
Not really certain what can be done about it, if you pull a full report it'll be back to normal if your pattern holds to others who have reported something similar; it's something wonky in the monitoring solution generally though it's worth checking the base Transunion report just to make sure.
Thanks Emeritus. I needed some clarification to calm down. So if I pull a report you think it will bounce back. You would think that with all the noise, this mess would get straighten out. I will wait it out for month. A sister has a hard enough time. Between 4-4-16 to today 4-6-16, exp has my score up 10 pts.