FICO 8 Removed authorized users from open accounts

[Anonymous]

Imo, there is no point in even working on your credit if you're not going to build trade lines of your own

[Anonymous]

I'm confused, ex from cct today has my 2 au accounts still.  My one 11k just reported 3k today, as well.  My last 3b pull from dec 3rd showed both au accounts, also.  Unless this just stopped on tu and eq the past couple of weeks?

Maybe this is why my barclays doesnt show a fico for me anymore because without my one au account, I don't have 6 months of history to generate a fico.

[Anonymous]

What are your relations to your AUs

[Anonymous]

My dad, same last name, same address.

[Anonymous]

That's weird

[Anonymous]

Yea, I dunno, my next 3b is the 4th next month so I'll see then.

[Anonymous]

I'm scared, I wonder if I should apply for things I need now

[Anonymous]

I wish one of the elders would chime in, where is Norman and robert

[Anonymous]

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@Anonymous wrote:

I am an authorized user on my husbands credit card accounts.  I just watched my FICO Score drop 70 points because FICO 8 removed authorized users from open accounts that were previously reported on authorized users credit reports. BUT, they did not remove those same accounts from Balances owed. My credit report has taken a real hit. Seems like they should not have it both ways. Remove the open accounts from authorized users credit reports and remove the corresponding account balances too.

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Exactly WHERE are you getting this score from?

[Anonymous]

Upon checking ck again just now, my 11k au account didnt update from $426 to $3k balance (eq and tu), so only on ex according to cct, so if fico08 stopped factoring in au accounts, I'm lost.