I just received a SW alert stating that my SW score dropped. However, when I look at the alert, it first says my score has dropped below the target, and then states that my score hasn't canged. Looking at the actual score, it hasn't moved since I signed up for the service a week ago.
Any idea what might be going on?
Do you have it set up to monitor for mortgage rates in Settings? That could possibly be why it dropped below "target" without an actual score change.
I do have it set to monitor mortgage rates, but that didn't change either. Interestingly enough, a couple days after this false alert, I received an alert that my score went up 15 points. Again, there were no concrete details. Here's what the alert stated:
Your FICO® score went up on a day when there were no credit alerts on your Equifax Credit Report™. This can happen if:
Frankly, I'm not going to thing about it too much, especially since things are moving in the right direction.