How bad are consumer finance accounts really?

[TyrannicalDuncery]

@FireMedic1Whoops, sorry about that. Is that advice mostly for my own sake, or is it also to avoid cluttering up the board?

[PayAndProsper]

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@FireMedic1  escribió:

@TyrannicalDunceryClick on a posters name with old threads. @REDBOYYY56 hasnt been here since 08/22

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Ironically enough, @REDBOYYY56 shows connected online right now @TyrannicalDuncery .

ETA: That does not mean he will respond, but he is there. Haha

[GApeachy]

@PayAndProsper 🔍🕵️‍♂️.....lol,  sleuthing 😁

[PayAndProsper]

@GApeachy You are correct my dear Watson... I did get a bit into my Sherlock Holmes character. haha

[AzCreditGuy]

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@REDBOYYY56 wrote:

So just when I thought that I could at least live with all the explanations on CFAs, Experian threw me a curveball this weekend.

My new Experian score jumped 23 points to 780. the CFA negative reason report is no longer on there. With the exception of three accounts aging by one month, I can't find an explanation.

I'm not complaining at all, but I really thought the negative reason report would hang around for another 6 years or so. Does it seem as if the three CFAs have dropped off after 4years?

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Can you confirm this? Because there's research from this site, that they stick around for 10 yrs, after you paid off the loan. I am in year 2 and its on some of my scores, especially the Auto Scores