I got my first 800+!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Congrats on your first 800!!!!! Just got mine today, so i'm feeling the high today too!

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Congrats @Anonymous! I see yours is actually a regular 8 too so double congrats!

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Thanks. Give it a couple of weeks to a month and yours will be a regular too. 

Now we both just need our mortgage and 8/9 scores abode 800. Then it's SMOOTH SAILIN' 

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Yeah it shouldn't be much longer before I start seeing 800s. I don't have a long enough history for 850 (AoOA is only a bit over 10y and AAoA is between 2 1/2 to 4 years depending on the bureau) but all of my inquiries will be unscorable by October except for my AOD inquiry on EQ and I have many cards with a balance right now which will fall down to two or three. 

[Anonymous]

Got another one - EQ FICO 9!

TU FICO8 was at 798 at the end of the month so it should follow pretty quickly. The other two lag behind because TU doesn't show my AOD card so TU has my AoYRA at 10 months. 

[Anonymous]

👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻 🎉🎉🎉🎉🎉🎉 📈📈📈📈📈

[Anonymous]

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@Anonymous wrote:

👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻 🎉🎉🎉🎉🎉🎉 📈📈📈📈📈

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It's exciting. Almost makes me want to stay in the garden even longer than October. Almost.

[nmk94]

Congrats! So I take it the BK is off TU and EX, hence the big difference with EQ?

[AllZero]

Looking great. Congratulations on your EQ9 score!

[Girlzilla88]

@Anonymous    Woooooo Congrats XD    800 Club I hope ya'll ready :3

[Anonymous]

@Anonymous    “stay in the garden even longer than October. Almost.” 

😂😜😂😜😂😜😂

I actually got my first 800+ today, also (809)....per NFCU EQ 9, but I’m not counting it as it was a fluke / mistake on my part.  I have been implementing pif / AZ,  but misunderstood my first BB&T statement cut date 🤦‍♀️ so I received AZEO points.  Barring any unexpected additional expenses in the near future, I’ll be back at AZ next month and under 800 I’m guessing.  🤪🤓  You’re right though...it’s exciting.  I almost spit my coffee out and fell out of my chair when I saw that 8.  

[Anonymous]

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@nmk94 wrote:

Congrats! So I take it the BK is off TU and EX, hence the big difference with EQ?

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Thanks!

BK is gone from all three. 

798 TU is because my AoYRA is 10 months

777 EX AoYRA is 4 months

772 EQ AoYRA is 4 months 

I had a run on CUs that put a lot of HPs on my EQ late last year, they're all hitting a year next month and hopefully that levels out the difference with the 8s although realistically, it's expected that all three will have different scores because they have different weights applied to the individual score factors. 

[Anonymous]

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@Anonymous wrote:

@Anonymous    “stay in the garden even longer than October. Almost.” 

😂😜😂😜😂😜😂

I actually got my first 800+ today, also (809)....per NFCU EQ 9, but I’m not counting it as it was a fluke / mistake on my part.  I have been implementing pif / AZ,  but misunderstood my first BB&T statement cut date 🤦‍♀️ so I received AZEO points.  Barring any unexpected additional expenses in the near future, I’ll be back at AZ next month and under 800 I’m guessing.  🤪🤓  You’re right though...it’s exciting.  I almost spit my coffee out and fell out of my chair when I saw that 8.  

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Why do you practice AZ? I would go nuts knowing I was losing points for not using my credit haha. I let almost everything report every month and then PIF. My Marvel card gets paid before the statement but the rest of them I don't micromanage at all.