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Interpreting Your FICO Score

Moderator Emerita

Re: Interpreting Your FICO Score

Bump again to entertain our newer members who might never have seen this.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 41 of 109
Regular Contributor

Re: Interpreting Your FICO Score

I'm a principal on the  rubric.... actually I am looking for my first assistant principal interview in reality, but I'm pushing for mayor in 2010. PBW for Mayor '10.
1/19/09 EQ 595 TU 508 EX 579 FICO
7/1/09 EQ 659 TU myFICO 654 TU 671 EX 644
10/14/10 EQ 696 EX 710 TU 728 (Wachovia pulled scores)
11/1/10 EQ 705 EX 710 TU 728 (700 Club all around, yayyy!)
07/24/11 TU 735
5/21/12 EQ 704 EX 737 TU 722
Message 42 of 109
Senior Contributor

Re: Interpreting Your FICO Score

First post is a classic. LOL.
Message 43 of 109
Moderator Emerita

Re: Interpreting Your FICO Score

Moved menmem's post to start its own thread. Subject: Two quick questions

Message 44 of 109

Re: Interpreting Your FICO Score

Message 45 of 109
New Visitor

Re: Interpreting Your FICO Score

Hi Robert,


MY credit score is bum- i am trying to find way to fix it. if you still have a copy of your execl sheet if  you dont mind can you please email me the copy at [edited!]




(Edited to remove personal email information.  Please do not post personal information, including email addresses, in the forums; use our Private Message feature instead. -Scamp, Moderator)

Message Edited by Scamp on 09-12-2009 05:00 PM
Message 46 of 109
Frequent Contributor

Re: Interpreting Your FICO Score

Guess that makes me a store clerk. (Soon to be promoted!)



TU: 556 12/12/08 ~ EQ: 509 12/12/08 ~ EX: 509 12/12/08
TU: 588 8/7/09 ~ EQ: 529 7/30/09 ~ EX - ?? (509 12/12/08)
TU: 619 9/01/09 ~ EQ: 608 9/01/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 626 9/30/09 ~ EQ: 624 9/30/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 659 10/7/09 LO PULL EQ: 624 10/7/09 LO PULL EX: 659 10/7/09 LO PULL
Message 47 of 109
Valued Member

Re: Interpreting Your FICO Score

a store clerk? thats all i am. lol

my wife thinks im a jerk now that i have taken over the checkbooks, and set us up on a balanced payment schedule. im not sexy anymore.

 we burned over a 1000 a week before i got hurt at work, and have made it by on less than 500 while ive been out for almost a year. were did that other 500 a week go?

 i never wanted to deal with paying bills. so i let her deal with it. she was already living on her own, and was in the banking business when i left the comfort of my mommy and daddys home to live with her. years past,4 kids later, i should have figured something was up. her and the kids all have nice things, and im still wearing the same pair of shoes ive owned for the last 6 years, along with some old raty t'shirts that are older than my credit history of 14 years.

 if i can just get to fair with a hint of decent, i will be happy by this time next year.  being principal/mayor of the peoples under me(my family) might involve some harsh decisions, but if thats what it takes, then ive started now by taking the big gulps and slushy machines out of the store.

i really do fill like a store owner/clerk. i get to use my kids to get all of my taxes back and live mostly tax free like most store and hotel owners. Smiley Very Happy


Message 48 of 109
Senior Contributor

Re: Interpreting Your FICO Score

Thanks for the smile.  Sounds like tough times, but you are keeping your sense of humor.  Hang in there.
Message 49 of 109
New Visitor

Re: Interpreting Your FICO Score

Message 50 of 109