Re: Retail Card Utilization

kaylord84 · ‎02-02-2019

Hey are retail cards include in your overall utilization for scoring purpose? I have a fingerhut charge account (revolving) with a $1000 limit . Thanks

Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 723 TU 665 Ex 682
Goal Score: 700 All 3

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CreditInspired · ‎02-02-2019

Hi OP
Yes retail cards are included in utilization.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K

UpperNwGuy · ‎02-02-2019

Yes, they are.

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Anonymous · ‎02-02-2019

Um...what is a fingerhut?

Pizzahut mmmmmm PIZZA!

I have never tried fingers...are they tasty?

kaylord84 · ‎02-02-2019

Thanks guys 😎

Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 723 TU 665 Ex 682
Goal Score: 700 All 3

Take the myFICO Fitness Challenge

Retail Card Utilization

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Retail Card Utilization