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Anyone else hear of this? I just requested a PC from non rewards Visa to Accelerated Rewards Amex ( for Costco shopping) and also asked about APR and CL. Response I got was that they periodically evaluate accounts and mine is up for a look on 3/5. Think they are pulling my chain or has this happened to others? BOA is my lowest limit good card @ $2500 and APR is like 20.99%. I pretty much PIF all the time so Apr is no big deal. Anyway just seeing how many have heard this before. I'd like to save a hard pull for something other than a cli on this card.
Thanks
Call the back door number and you should be able to product change as well as get your CL increased. My priviliges card is only one month old I got CL increased yesterday
But if they periodically review accounts and they are going to review yours on a certain, it wouldn't be a hard pull, would it?
@kimmiller112 wrote:But if they periodically review accounts and they are going to review yours on a certain, it wouldn't be a hard pull, would it?
That's what I figure. I just haven't seen too many people say that BOA has given them a decent auto CLI or lowered APR's. I am going to wait until that date and for the PC to be finished and see what happens. That's what I meant about saving the HP for something else, like a new card
I called in once before (almost a year ago) to see if I could get a 0% interest promo for 6 months or a year and I was told something similar. Maybe they do have some sort of policy/procedure like that, but it may be possible to work around it by calling a backdoor number like someonelse suggested.