Reply
Regular Contributor
cmthomas06
Posts: 169
Registered: ‎06-21-2012

Citi PC + CLI

[ Edited ]

I called to see about PCing my Citi Platinum Select card to the Forward so I can start earning rewards for restaurants (btw, great advice guys!!). I called the retention number and got an amazingly joyful CSR! I couldnt upgrade to the Forward because it wasnt availble for some reason, but I was able to upgrade to the Thank You card. The reward points are seriously lacking and aren't that great, but at least Im earning something! Plus, I get to keep my 0% APR till Oct 2013 :smileyvery-happy: Oh, and to top it off, Citi gave me a CLI of $750! The luv denied I was denied by Cap1 has been vastly made up by Citi :smileyhappy:

 

 

Edit: CSR did say I can PC my card as many times as I want as long as my credit worthiness stays intact; so, the Forward may be in my near future 

 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart
Regular Contributor
jm00ser
Posts: 149
Registered: ‎07-11-2012

Re: Citi PC + CLI

The ThankYou has been a great card to me. Yes, the points aren't the greatest in value, but they do have some pretty decent options under "travel experiences," got to see a few shows in Vegas for free! Also they have been lenient on the CLIs for me.

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 0/1.5k (7\06)
Citi Thank You World MC 3350/7.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 400/3.8k (9/11); Chase Southwest RR Premier Visa Signature 3550/10.7k (6/12); Discover It 175/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: Citi PC + CLI

[ Edited ]

Did you have the MasterCard version of Platinum Select?

 

I recommend you try to PC again into Forward couple months later, but this time use backdoor number. Credit analyst at the backdoor should be able to help you even more.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: Citi PC + CLI

Congrats! Do you know if they did a HP? 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
emptypockets
Posts: 515
Registered: ‎02-03-2009

Re: Citi PC + CLI

How long did you have the card before you did the PC?

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (5/19/13): 743; TU (MyFico 5/19/13):763; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779
Regular Contributor
cmthomas06
Posts: 169
Registered: ‎06-21-2012

Re: Citi PC + CLI


trumpet-205 wrote:

Did you have the MasterCard version of Platinum Select?

 

I recommend you try to PC again into Forward couple months later, but this time use backdoor number. Credit analyst at the backdoor should be able to help you even more.


Yes, I had the MC version. 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart
Regular Contributor
cmthomas06
Posts: 169
Registered: ‎06-21-2012

Re: Citi PC + CLI


bichonmom wrote:

Congrats! Do you know if they did a HP? 


Nope, no HP so far =)

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart
Regular Contributor
cmthomas06
Posts: 169
Registered: ‎06-21-2012

Re: Citi PC + CLI


emptypockets wrote:

How long did you have the card before you did the PC?


I have had the card for 8 months now. I only got it for the BT and it was sitting at 80% Util! They denied my request for a CLI 2 months ago, but I was at 95% Util. I was suprised they did anything for me since there was so much on it! 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+