No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
ok ill hold off. and captial one just told me i have an auto cli to hit in january that will bump me up to 750. according to some 7 step plan. so thats good news. i guess ill just wait 6-8 months to try again with chase and amex.
@cck5 wrote:ok ill hold off. and captial one just told me i have an auto cli to hit in january that will bump me up to 750. according to some 7 step plan. so thats good news. i guess ill just wait 6-8 months to try again with chase and amex.
Your scores are doing good. You need some gardening time. This time last year, I had $0 revolving accounts. I got a Walmart card then a Lowes card, both low limits and let them garden for a bit. Then I got a Barclays NFL card a couple months later. I let them "ferment" for awhile, then the offers came pouring in. I'm sitting at around $85K right now in CLs. Just give it some time and garden your CR well.
@Shogun wrote:
@cck5 wrote:ok ill hold off. and captial one just told me i have an auto cli to hit in january that will bump me up to 750. according to some 7 step plan. so thats good news. i guess ill just wait 6-8 months to try again with chase and amex.
Your scores are doing good. You need some gardening time. This time last year, I had $0 revolving accounts. I got a Walmart card then a Lowes card, both low limits and let them garden for a bit. Then I got a Barclays NFL card a couple months later. I let them "ferment" for awhile, then the offers came pouring in. I'm sitting at around $85K right now in CLs. Just give it some time and garden your CR well.
+1
@Shogun wrote:
@cck5 wrote:ok ill hold off. and captial one just told me i have an auto cli to hit in january that will bump me up to 750. according to some 7 step plan. so thats good news. i guess ill just wait 6-8 months to try again with chase and amex.
Your scores are doing good. You need some gardening time. This time last year, I had $0 revolving accounts. I got a Walmart card then a Lowes card, both low limits and let them garden for a bit. Then I got a Barclays NFL card a couple months later. I let them "ferment" for awhile, then the offers came pouring in. I'm sitting at around $85K right now in CLs. Just give it some time and garden your CR well.
that's a serious accomplish, Shogun! wow! wish i can get to half of your CL in a year...lol..and +1!
@djc1puno wrote:
@Shogun wrote:
@cck5 wrote:ok ill hold off. and captial one just told me i have an auto cli to hit in january that will bump me up to 750. according to some 7 step plan. so thats good news. i guess ill just wait 6-8 months to try again with chase and amex.
Your scores are doing good. You need some gardening time. This time last year, I had $0 revolving accounts. I got a Walmart card then a Lowes card, both low limits and let them garden for a bit. Then I got a Barclays NFL card a couple months later. I let them "ferment" for awhile, then the offers came pouring in. I'm sitting at around $85K right now in CLs. Just give it some time and garden your CR well.
that's a serious accomplish, Shogun! wow! wish i can get to half of your CL in a year...lol..and +1!
You can! Just take it a step at a time like Shogun!
If you are looking for higher limits, have you considered a GE card? I personally am a huge fan of the Paypal card. It has pretty decent rewards and is an easy card to get. Within a year, I went from a $2k starting limit, to a $10k limit, and i'm due up for another CLI this coming month. Did the math, and if I do cash back, gas is 2.5% cash back. if I get their special of the month gift card, its 3% cash back.