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Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
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wfnnb

[ Edited ]
i know alot of people dont like them, but they are ok i guess..my question is how do they work w/cli? do you have to call? it's it automatic, are they hard or soft hits??  any info would be greatly appreciated..
 
 
do they ever  do cli on activation? probably not but just wondering.
 
 
thanks


Message Edited by bamagirl1 on 06-24-2008 09:05 AM
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
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Re: wfnnb

 
We were talking about this on this thread.  My CLIs were all softs, btw.
 
:smileyhappy:
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
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Re: wfnnb

thanks whirled, like you all said they are odd...i was suprised i got a card after a bk, i know alot of times that is a no go w/them
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
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Re: wfnnb

Yup, my credit was in the toilet when I first got a card from VS.  I app'd for Ann Taylor on the same day and got the "NO WAY IN ____!" message.
 
Just treat them well, PIF to avoid the criminal APR and you should be good to go!  (Make sure you register your birthday on their angel site so you can get that little bonus 10 dollar gift card thingie.)
 
And most of all, CONGRATS!  It's a very pretty card!
 
(But so help me GAWD if I spend 1900 dollars there at once!)
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
0

Re: wfnnb

hahaha well i didnt get vs i got avenue so i dont know if some are harder or easier to get than others...i got a low cl but like i said i was suprised with a bk i got one at all..
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
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Re: wfnnb

Ahhh, sry, I always think VS first.  Maybe someone with that card will chime in!
 
:smileyhappy:
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
0

Re: wfnnb

i just didnt know overall if they were the same or pickier or pick-less (haha) w/different cards..
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
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Re: wfnnb



bamagirl1 wrote:
i know alot of people dont like them, but they are ok i guess..my question is how do they work w/cli? do you have to call? it's it automatic, are they hard or soft hits??  any info would be greatly appreciated..
 
 
do they ever  do cli on activation? probably not but just wondering.
 
 
thanks


Message Edited by bamagirl1 on 06-24-2008 09:05 AM


Yeah, I've been trying to figure out the same thing with my Newport News card.  I just want to hit that online luv button so bad, but I have only had the card a couple months.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
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Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: wfnnb

With J.Crew, I got the first CLI after calling them up and asking if we could start up my card after my credit coma, and they said yes. The next one was after my 20 year old got a new card with a $750 CL, and I got offended and hit the CLI button with an immediate increase to $1K, so I guess it must have already been in the system, just ready to go. This would be a little over 6 months after the other one, so I'm thinking that they do an auto every six months, if they like what you've been up to.

I have to retract what I've posted before and report that my card just spontaneously updated a second month in a row, without my begging, threatening, disputing, or even plain old asking. And that was without a statement dropping, and with a $0 balance. So, sorry WFNNB, and I guess you're back off Death Row again. :smileywink:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
0

Re: wfnnb

haha hauling thanks
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
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