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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Experian Credit Score	5	krisosa	1957	‎04-08-2009 07:58 AM by krisosa
Revolving Accounts vs Installment loans?	0	mike3366	426	‎04-08-2009 06:52 AM by mike3366
Capital One tripling rate%; close the card?	2	scoremystery	520	‎04-08-2009 04:37 AM by Credit_repair
Authorized User	7	DST	799	‎04-08-2009 04:34 AM by Credit_repair
Help! Trying to crack 700 on EQ	1	ee	553	‎04-07-2009 07:00 PM by haulingthescoreup
Installment utilization effect	2	NavyLifter	641	‎04-07-2009 05:04 PM by NavyLifter
Re-bucketed. ARGH!!!!!	9	tiger67	1238	‎04-07-2009 03:29 PM by haulingthescoreup
When will score change?	6	j_cwayman	990	‎04-07-2009 03:21 PM by haulingthescoreup
HELP! Totally discuraged dont know where to go!	9	j_cwayman	1077	‎04-07-2009 12:35 PM by j_cwayman
On time, paid of Discover, and Equifax score dropp...	3	Thejumpsuitman	814	‎04-07-2009 12:17 PM by Thejumpsuitman
DISPUTE Capitol One-FICO Drop!	0	butterflyblu	399	‎04-07-2009 11:39 AM by butterflyblu
How much will a collection effect my score	2	adamgamz	583	‎04-07-2009 11:11 AM by Shnapple
DIFFERENT REPORT/GRADING STANDARDS - EXPERIAN vs. ...	3	Mr_Grino	1350	‎04-07-2009 09:38 AM by llecs
Is this possible?	1	Joshm24	509	‎04-07-2009 07:11 AM by llecs
Free Credit Report . Com	5	highamperage	1016	‎04-06-2009 11:11 PM by ByrdMan
Dispute resolved ?	0	medicgrrl	420	‎04-06-2009 05:56 PM by medicgrrl
Mtg sold-how will this affect us	6	debtfree09	835	‎04-06-2009 05:08 PM by debtfree09
Just viewed Credit report!!!!	8	resocmh	983	‎04-06-2009 02:40 PM by resocmh
I don't know who's winning the game if I can't rea...	3	TheRealT	1125	‎04-06-2009 02:17 PM by llecs
70 Point difference between my 2 FICO Scores	2	anythingispossible09	1421	‎04-06-2009 11:42 AM by anythingispossible09
A question about when, and how my scores will rise...	7	dcweasel	1002	‎04-06-2009 11:34 AM by Shnapple
Accounts opened in last year	0	Goalwatcher	470	‎04-06-2009 11:33 AM by Goalwatcher
7 year old lates going to positive,	2	altimatuner59	865	‎04-06-2009 10:48 AM by altimatuner59
Clean Reports	1	smallfry	593	‎04-06-2009 05:23 AM by UpUpUp
Will my score increase if I pay my mortgage off?	4	Dee2	1174	‎04-05-2009 05:50 PM by Dee2
mirror-mirror on the wall, who's the most bucketed...	0	williamd1972	657	‎04-05-2009 04:34 PM by williamd1972
Should I bother using unused cards	5	smakson	971	‎04-05-2009 12:39 PM by concorduser
Closed account increased FICO Score by 6 (Optimal ...	2	scrambler	980	‎04-05-2009 11:04 AM by scrambler
If I increase a current CC limit will it affect my...	7	natasjlp	1552	‎04-05-2009 10:57 AM by natasjlp
Really Confused Right now!!!!	2	thatguy4	860	‎04-05-2009 09:29 AM by thatguy4

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.