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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
simulator and score	3	casinoannie97	1326	‎10-17-2007 05:34 PM by casinoannie97
Fifty point drop in EX after sending GW letter ......	2	SMMESQ1	964	‎10-17-2007 09:57 AM by SMMESQ1
Equifax goes down, but TU & EX go up? (acct with b...	8	robz71lm7	1755	‎10-17-2007 08:51 AM by robz71lm7
The effect of a 6.5 year old collection on score [ 1 2 ]	12	MidnightVoice	1692	‎10-17-2007 08:08 AM by haulingthescoreup
Will getting another CC increase score [ 1 2 ]	10	2IMPROVE	1570	‎10-17-2007 07:14 AM by Timothy
Score went up from inquiry	7	pavetim	1530	‎10-17-2007 02:17 AM by pavetim
Fico score 100 points different than a couple of w...	8	loulou	1662	‎10-17-2007 01:15 AM by loulou
Trying to increase fico	4	rms123	1207	‎10-16-2007 09:23 PM by RobertEG
Hypothetical Example	9	ficus	1295	‎10-16-2007 08:33 PM by fused
Where do i get the most points????	2	frontratio	1028	‎10-16-2007 02:23 PM by frontratio
types of accounts [ 1 2 ]	13	steffiejoe	3077	‎10-16-2007 11:00 AM by ilovepizza
effect of paying bad debt	1	justmoony	826	‎10-16-2007 10:36 AM by MidnightVoice
So close yet so far....... [ 1 2 ]	10	MidnightVoice	2289	‎10-16-2007 08:12 AM by crivas21
Close accounts?	3	portager	1069	‎10-15-2007 08:50 PM by smallfry
what proportion of balances would hurt fico score?	7	zoymin	1591	‎10-15-2007 07:48 PM by smallfry
How CC Re-aging works? [ 1 2 ]	11	ficus	2082	‎10-15-2007 03:10 PM by haulingthescoreup
Establishing credit for my daughter	6	tidbit	1242	‎10-15-2007 12:11 PM by MidnightVoice
TU deleted my history (for no reason)!!	5	slucas0006	1176	‎10-15-2007 05:29 AM by slucas0006
'Length of Credit History' question....	5	jojo5	1090	‎10-14-2007 06:23 PM by smallfry
Paying off old accounts	1	gagefire	852	‎10-14-2007 06:19 PM by Timothy
Score Watch Alert +30	2	Mdutch	1099	‎10-14-2007 06:13 PM by Timothy
Has Fico Changed the way it scores? [ 1 2 3 4 5 ]	44	lilacteapot	1915	‎10-14-2007 05:53 PM by ilovepizza
Progress	8	freqout	1476	‎10-14-2007 03:33 PM by freqout
Scorewatch Score vs. Score Alert	8	anabelle	1869	‎10-13-2007 07:56 PM by anabelle
Results from FICO Deluxe: Only time will heal!	7	SkiloverLA	2258	‎10-13-2007 01:25 PM by SkiloverLA
Drop in score	2	Barb56	1195	‎10-13-2007 09:14 AM by ilovepizza
Dormant cards? If you use them does score drop lik...	7	ilovepizza	1697	‎10-13-2007 07:27 AM by smallfry
The score I paid for was different than what they ...	4	springs	1103	‎10-13-2007 06:24 AM by haulingthescoreup
different numbers	1	BSilva	1025	‎10-12-2007 07:02 PM by fused
Confusion about "FICO" scores.	1	shawnette	814	‎10-12-2007 06:09 PM by Timothy

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.