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Our vehicle was repossesed as well. No Notice to Cure, or Notice of Acceleration was ever received and we even requested the gentleman repossessing the vehicle to vacate private property and he refused and threatened to call a police officer and have us arrested. We retreated into the house and let him have the car. Would love to sue them for all they are worth.
They've reported a ton of things wrong on mine, and when my car was totaled when i lived in California. they waited months to tell me there was a balance even though gap had paid them and insurance. They came up with tons of rediciulous fees on top of that saying this and this when i had proof that the payoff they had gave me was met. now its stuck on my credit showing tons of paid late when it was maybe once or twice at max before I totaled it and they refuse to correct anything. now it just keeps reporting late cause they won't explain to me the 4k balance left when I know my payoff was met by insurance and gap.
I know what you guys mean. They were included in my BK 13 repayment plan and once the secured portion of the plan was paid off, they started reporting late. I did not notice it until they had already posted 120 days late. I got that handled with a simple dispute with included in the bankruptcy and the entire account was deleted. Not exactly the same as what you guys are going through as I already had a court judgment to back mine up so I guess that is why they just deleted it or failed to reply to the dispute as a result. Either way, I'm thankful to be rid of these people
My heart hurts from reading about all the injustices at the hands of the sand bank... how do I get in the cal?
@dynamicvb wrote:I know what you guys mean. They were included in my BK 13 repayment plan and once the secured portion of the plan was paid off, they started reporting late. I did not notice it until they had already posted 120 days late. I got that handled with a simple dispute with included in the bankruptcy and the entire account was deleted. Not exactly the same as what you guys are going through as I already had a court judgment to back mine up so I guess that is why they just deleted it or failed to reply to the dispute as a result. Either way, I'm thankful to be rid of these people
Have you all reported this to the Consumer Finance Protection Bureau? I had problems with Drivetime which I understand is owned by Santander and the CFPB helped me. I contacted CFPB after reading this article. I don't know how hard CFPB is working on the behalf of the consumer these days, but back then they fought the companies for the consumer. It's probably worth a shot.