@nomadic_traveler wrote:
I'm going to start paying monthly for my 3 credit scores. MyFico is $40 a month. Wondering what other reliable options are there? I don't technically mind $40/month but before I pull the trigger on it figured I'd see what others are using if not MyFico.
The alternative for all three FICO 8 score monthly is Experian CreditWorks Premium. Its $24.99 per month if you signup online, or $19.99 per month if you sign up through the mobile app. At least on my Android phone it costs $19.99 per month.
The difference is that MyFICO offers 28 FICO scores monthly or quarterly depending on your plan, while Experian Credit Works provides your Experian FICO 8 score daily, and monthly scores for Equifax and TransUnion. They also provide Experian FICO 2, FICO AutoScore 8, FICO BankCard 8, and FICO BankCard 9 scores. If you aren't in the market for a mortgage where you'd need access to the mortgage models for each CRA, Experian is the way to go. You'd probably also get an offer for the first month free or at $4.99.
