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AMEX CLI Button Missing?

RehabbingANDBlabbing
Frequent Contributor

Re: AMEX CLI Button Missing?


@SA0012 wrote:
I tried using the suggested approach and I got a generic decline message with the following message in the notice

Your recent spending on the account is low in relation to your current credit limit.

Does this mean I'm not eligible for any CLIs in future?

It means you need to use the card more and try again later. One denial doesn't mean you are banned from CLIs.

Message 51 of 59
FalconSteve
Valued Contributor

Re: AMEX CLI Button Missing?

It's missing for me, my wife, and it was missing for my Dad before he passed a few months ago for several months. I have no idea why either.

1/8/17 Discover $8800 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
1/26/20 AmEx Cash Magnet $27,900 CL (wife's card)
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $13,400 CL, $2900 SL- AU- (wife's card)
3/8/20. Wells Fargo Propel AmEx $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)
3/9/20 BB&T/Truist Rewards $11k SL- AU, not on reports- impulse app (wife's card)
3/21/20 REDcard (TD Bank) $2500 SL, $6000 CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
11/24/20 AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $30k CL
1/19/22 AppleCard/GS $6k SL AU, wife

Credit Scores for both of us around 800, depending on what you pull & balances. All PIF, frequently before statement close

Closed accounts: AmEx clear, Citi ThankYou (previously Driver's Edge), Chase Freedom, Cap One, Discover IT, Lowes, 1st REDcard, Buy.com Chase Visa, Children's Place, Kohl's, Angel Card (AU- wife's), Old Navy, Wells Fargo Active Cash (2%)- $2k SL- AU (wife's card), BoA Premium Rewards $12.3k CL- AU (Dad's card)
Closed & Removed: PSECU Founder's Card $30k SL- AU (Dad's card), BoA Cash Rewards $11k CL- AU (Dad's card)
Message 52 of 59
DONZI
Regular Contributor

Re: AMEX CLI Button Missing?

I was fiddling around with the amex website and found navigation which will arrive at a bit more graceful to operate page.

 

The only catch is that the full navigation from login requires a charge card in this example since it's launched by a check spending power link.

 

One nice feature of this however is that it's possible to switch cards on the fly once landed at the page. (this example is based on US/EN navigation, not sure how another geo may work)

 

Here's a direct link for anyone without a charge card to try. I assume it will work with a credit card only account since it does allow switching to a Credit Card from a Charge Card without any complaints.

 

 

https://online.americanexpress.com/myca/accountprofile/us/view.do?request_type=authreg_mcl&Face=en_US&intlink=us-EDA-CheckSpendingPower-ViewNow

 

To navigate manually to this page (provided your online card management includes a charge card) :

 

Select a Charge Card as the active card, then click:
[Benefits] -> Payment & Purchase Flexibility -> [Learn More] -> [Learn More] -> Check Spending Power -> [View Now]

 

FYI: don't worry, it doesn't initiate any check spending action, just shows the sub-menu which contains that feature along with the "Increase Line of Credit" option, etc.

[2020-DEC-12]=[EQ8|806]-[TU8|766]-[EX8|790]
[2022-JAN-25]=[EQ8|783]-[TU8|761]-[EX8|766]
Message 53 of 59
BrownSugah66
Regular Contributor

Re: AMEX CLI Button Missing?

Same for me! I noticed the button missing a couple of months ago. It's weird because I have a $0.00 balance on my AMEX Hilton Honors revolver with EXCELLENT payment history for the past 4 years. I've never been approved for an CLI on my starting limit and when I decided to pull the trigger and ask for an increase back in November....I noticed the link to request an increase was gone. Thanks for confirming that I am not the only customer who noticed this.








Message 54 of 59
BrownSugah66
Regular Contributor

Re: AMEX CLI Request button ... GONE !

Today is 01/15/2022 and the CLI request button is still missing for me. Something is definitely up with AMEX.








Message 55 of 59
cmm89
Frequent Contributor

AmEx - where is CLI?

I'm seeing a lot of posts about AmEx cutting credit lines.  I'm wondering if my issue has anything to do with it.

 

I can't find the CLI button on AmEx's website or app anywhere... where did it go?  I Googled my question & searched the forums--perhaps I'm missing something.  Is this a known issue?

 

Thanks in advance!

 

ETA:  I have 3 cards with them:  $15k Delta Blue, $5k Hilton no-AF, and $4,900 Business Prime.  I tried "Check Spending Power" and input my CL for each of the cards and they hypothetically approved the transactions.  No balances on any of them.

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client)

EQ 699, EX 749, TU 728 (5/13/2021)

Message 56 of 59
difringe
Frequent Contributor

Re: AmEx - where is CLI?

Yes, this is a known issue, @simplynoir provided the link in this post

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-CLI-Button-Missing/m-p/6435072#M30163...

F8 Scores as of 1/4/2022, F9 Scores as of 11/24/21




Planning to garden until June 2022 (started Dec 2 2021 Smiley Sad )


Message 57 of 59
cmm89
Frequent Contributor

Re: AmEx - where is CLI?


@difringe wrote:

Yes, this is a known issue, @simplynoir provided the link in this post

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-CLI-Button-Missing/m-p/6435072#M30163...


Perfect.  Thank you!  Got a $4k CLI on my Business Prime.  I'll take it!

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client)

EQ 699, EX 749, TU 728 (5/13/2021)

Message 58 of 59
Creditchaser
Established Member

Re: AMEX CLI Button Missing?

Great News!

 

I haven't requested a CLI on my Amex Blue Cash in a few years but decide to pull the trigger using the link provided by simplynoir (since the CLI button) is missing under the Accounts Page for me as well.

Just recieved an instant approval!  New credit limit: $20K Smiley Happy

Message 59 of 59
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