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OFFER ACCEPTED 4/8/20 - Admin feel free to move post to approvals
Instant approval 4K SL and 15.99% APR
DP's
TU:752
UTI: 5%
AoYA: 8 months AAoA: 2yrs 10 months
Inq: 10/24
New accounts: 0/6 & 5/12
Income: $161K reported
While I am not over the moon about the SL I am very aware of the current financial climate and happy to see I was given a lower APR than I have seen on the forums. I also have no previous relationship with GS. I have 8K falling off my CR's within the next couple days. Should I wait and re-apply in 30 days hoping for a larger SL or recognize this is where we are in the world at the moment. This is on hold until I app for an Altitude Reserve when the above mentioned balance is reported paid.
Congratulations on your approval! offer?
@nuohlac wrote:Should I wait and re-apply in 30 days hoping for a larger SL or recognize this is where we are in the world at the moment. This is on hold until I app for an Altitude Reserve when the above mentioned balance is reported paid.
I guess going for the AR first would be priority? Dress up your CR perhaps would yield better results too?
@CreditCuriosity wrote:Just a FYI each time you check your apple pre-qual on GS you are getting hit with a chexs inquiry although not a DDI inquiry an inquiry none the less and not sure how that plays out on the whole scheme of things. last time i saw my chexs report i had several inquiries from GS on my checks reports which i found a bit odd.
@AllZero wrote:
@nuohlac wrote:Should I wait and re-apply in 30 days hoping for a larger SL or recognize this is where we are in the world at the moment. This is on hold until I app for an Altitude Reserve when the above mentioned balance is reported paid.
I guess going for the AR first would be priority? Dress up your CR perhaps would yield better results too?
@CreditCuriosity wrote:Just a FYI each time you check your apple pre-qual on GS you are getting hit with a chexs inquiry although not a DDI inquiry an inquiry none the less and not sure how that plays out on the whole scheme of things. last time i saw my chexs report i had several inquiries from GS on my checks reports which i found a bit odd.
OUCH!
Forgot to include the relevant post. Apple Card
@AllZero wrote:Forgot to include the relevant post. Apple Card
Congratulations!
@AllZero wrote:
@M_Smart007 wrote:Congratulations on your approval!
You two, I have to remember NOT to drink anything while reading...
Congratulations, OP, I think?