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Apple Card approved

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nuohlac
Valued Contributor

Apple Card approved

OFFER ACCEPTED 4/8/20 - Admin feel free to move post to approvals

 

Instant approval 4K SL and 15.99% APR

DP's

TU:752

UTI: 5% 

AoYA: 8 months AAoA: 2yrs 10 months

Inq: 10/24

New accounts: 0/6 & 5/12

Income: $161K reported 

 

While I am not over the moon about the SL I am very aware of the current financial climate and happy to see I was given a lower APR than I have seen on the forums. I also have no previous relationship with GS. I have 8K falling off my CR's within the next couple days. Should I wait and re-apply in 30 days hoping for a larger SL or recognize this is where we are in the world at the moment. This is on hold until I app for an Altitude Reserve when the above mentioned balance is reported paid.

 

  • 31E0D547-5509-49D6-B2AA-92CB154797D9.jpeg



Message 1 of 14
13 REPLIES 13
AllZero
Mega Contributor

Re: Apple Card approved - Acceptance pending

Congratulations on your offer!

Message 2 of 14
M_Smart007
Legendary Contributor

Re: Apple Card approved - Acceptance pending

Congratulations on your approval! offer?

Message 3 of 14
AllZero
Mega Contributor

Re: Apple Card approved - Acceptance pending


@M_Smart007 wrote:

Congratulations on your approval!


Sniper! Get Down! - CUTE CAT GIFS

Message 4 of 14
AllZero
Mega Contributor

Re: Apple Card approved - Acceptance pending


@nuohlac wrote:

Should I wait and re-apply in 30 days hoping for a larger SL or recognize this is where we are in the world at the moment. This is on hold until I app for an Altitude Reserve when the above mentioned balance is reported paid. 


I guess going for the AR first would be priority? Dress up your CR perhaps would yield better results too?

 


@CreditCuriosity wrote:

Just a FYI each time you check your apple pre-qual on GS you are getting hit with a chexs inquiry although not a DDI inquiry an inquiry none the less and not sure how that plays out on the whole scheme of things.  last time i saw my chexs report i had several inquiries from GS on my checks reports which i found a bit odd.


 

Message 5 of 14
M_Smart007
Legendary Contributor

Re: Apple Card approved - Acceptance pending

@AllZero wrote:

@nuohlac wrote:

Should I wait and re-apply in 30 days hoping for a larger SL or recognize this is where we are in the world at the moment. This is on hold until I app for an Altitude Reserve when the above mentioned balance is reported paid. 


I guess going for the AR first would be priority? Dress up your CR perhaps would yield better results too?

 


@CreditCuriosity wrote:

Just a FYI each time you check your apple pre-qual on GS you are getting hit with a chexs inquiry although not a DDI inquiry an inquiry none the less and not sure how that plays out on the whole scheme of things.  last time i saw my chexs report i had several inquiries from GS on my checks reports which i found a bit odd.


 


OUCH!

 

 

Message 6 of 14
AllZero
Mega Contributor

Re: Apple Card approved - Acceptance pending

Forgot to include the relevant post. Apple Card

Message 7 of 14
M_Smart007
Legendary Contributor

Re: Apple Card approved - Acceptance pending


@AllZero wrote:

Forgot to include the relevant post. Apple Card


Message 8 of 14
newfossil
Valued Contributor

Re: Apple Card approved - Acceptance pending

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 9 of 14
CreditobsessedinFL
Established Contributor

Re: Apple Card approved - Acceptance pending


@AllZero wrote:

@M_Smart007 wrote:

Congratulations on your approval!


Sniper! Get Down! - CUTE CAT GIFS


You two, I have to remember NOT to drink anything while reading...

Congratulations, OP, I think?

Message 10 of 14
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