I checked what I would be prequalified for on the Amex website and three offers showed including the Amex Gold Card, Everyday, and another one that I can't remember. The interest rate that showed for the Everyday was about 19% and included the 15k promo offer. All of my credit scores are around 750 and I opened a Discover card in August. The only thing I am concerned with is the fact that I am a student (20 years old) and I have income around 15k, would this be an issue? I also have around 5k in student loans that, of course, are being deferred until I finish school. I have a few other credit cards that are always paid on time and my total credit utilization stays around 5%. The average age of my accounts are also about a year and a half. I just want to get some advice, if any other info is needed just let me know.
I did end up getting approved! Thanks!