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I'm updating again because I have a little movement with my account today. For the entire year I've had the Discover secured card, whenever I would click on the "request a credit limit increase" link, I have alway received the message that secured accounts cannot request a CLI online, and then gave a number to call and also stated that I would have to deposit additional funds to increase my CL. WELL, today I logged in and tried the CLI link again and this time it was going to allow me to ask for a CLI online (I didn't try yet--too chicken). YAY movement! I've heard from others that shortly after this happens their card unsecured - so I'm hoping!!
I will update if anything else happens. For the record, my 1 year anniversary from account opening was on March 17th, and my 12th statement cut on March 23rd, and today is when the CLI request page changed.
Update again - I GRADUATED!!! WOOOHOOO! I just got the email from Discover saying they were returning my deposit. YAY!!
@srloring13 wrote:
Congrats. What were your scores when you applied for the secured card?
Thank you! My score was about 650 on TU (that's who they pulled for me, my scores were a little lower on the other bureaus) when I was approved for the secured card. I had originally app'd for an unsecured card, was denied, and immediately offered the secured version. I had 2 unpaid collections on my reports at that time, as well as several late pays showing. (All baddies fell off my reports before my card graduated).
@LadyVee wrote:
Congrats on the graduation!!
Thank you! I didn't think it would happen because my BOA never graduated, so it was a surprise. Have you had any luck with yours yet?
@Anonymous wrote:Update again - I GRADUATED!!! WOOOHOOO! I just got the email from Discover saying they were returning my deposit. YAY!!
CONGRATS!! Hot damn!