@Anonymous wrote:
@lanvinjordan wrote:
Thank you guys so much for your help! After a 3 minute recon call, I was approved for a $1000 line. I was hoping for more, but I'm thrilled to be approved and not waste a hp. The rep asked me a few questions about an old charge off (first premier), employment and income and then commended me on cleaning up my credit. Thanks again, guys!See, whenever someone tells you "forget it", just keep trying
Congrats!!!
That's Nixon's motto.
Lol, always go for the recon...except Discover who usually doesn't recon...but try anyways because why not? xD
Does a BK or whatever actually remain for 7 years after payment?
Must garden until 2/1/2022 to hit my goal AAOA. 
@taxi818 wrote:
@Anonymous wrote:I upset at discover as well, luv button keeps denying me, got the card end of june. I called the regular CSR and told her i can't use the card because i spend $1500/month on expenses and $800 is not going to cut it..."sorry sir, i have no control on CLIs, the CL is based on credit report"
I like to stay at 10% utilization and with $800 CL.......? lmbo, sorry, i rather laugh than be mad.
Good luck on your next app, maybe wait six months and try again. I got denied when i applied but then another screen popped up saying i qualify for different terms. Which is fine because i dont carry a high balance, only enough to report to help my scores.
You are kidding right?. Youve had it a couple of weeks. and you are complaining?. CA has been trying forever. Sorry. no comparison. Did you think you would get cli from luv button? happiness is from the approval.
Everyone tries and are/had been successful, so why can't i?? Am i an excemption because of the simple fact that i had it just for a couple of weeks?? People call all the time as soon as they get the card adn request CLIs.
Actually wanted to use it to spend my monthly bills of about $2k so i can get the 5%, can't do that with $800. At one point, when bills are due to pay, the balance will be close to $800 if not over $900. So i switch everything to Barclay to get my 40k points 
@Anonymous wrote:
@taxi818 wrote:
@Anonymous wrote:I upset at discover as well, luv button keeps denying me, got the card end of june. I called the regular CSR and told her i can't use the card because i spend $1500/month on expenses and $800 is not going to cut it..."sorry sir, i have no control on CLIs, the CL is based on credit report"
I like to stay at 10% utilization and with $800 CL.......? lmbo, sorry, i rather laugh than be mad.
Good luck on your next app, maybe wait six months and try again. I got denied when i applied but then another screen popped up saying i qualify for different terms. Which is fine because i dont carry a high balance, only enough to report to help my scores.
You are kidding right?. Youve had it a couple of weeks. and you are complaining?. CA has been trying forever. Sorry. no comparison. Did you think you would get cli from luv button? happiness is from the approval.
Everyone tries and are/had been successful, so why can't i?? Am i an excemption because of the simple fact that i had it just for a couple of weeks?? People call all the time as soon as they get the card adn request CLIs.
Actually wanted to use it to spend my monthly bills of about $2k so i can get the 5%, can't do that with $800. At one point, when bills are due to pay, the balance will be close to $800 if not over $900. So i switch everything to Barclay to get my 40k points
Maybe you are mixing up which lenders do what. Discover has never given cli in a couple weeks. It was every 6 months. Even hp. Then they change it to every 90 days. Possible sp mouth possible hp. During the gravy train every 16-17 days onky if you had card 2 months already. So that's where the confusion is coming from. But if you just got approved end of June bit is 90 days. Of course you can try. But the point was knowing each lender and their quirks. The fact you gave$800 limit has nothing what so ever to do with it. Time is what is needed. There is no reason to be upset with them. After having card just a couple of weeks. Credit addict has been trying forever.
@taxi818 wrote:
@Anonymous wrote:
@taxi818 wrote:
@Anonymous wrote:I upset at discover as well, luv button keeps denying me, got the card end of june. I called the regular CSR and told her i can't use the card because i spend $1500/month on expenses and $800 is not going to cut it..."sorry sir, i have no control on CLIs, the CL is based on credit report"
I like to stay at 10% utilization and with $800 CL.......? lmbo, sorry, i rather laugh than be mad.
Good luck on your next app, maybe wait six months and try again. I got denied when i applied but then another screen popped up saying i qualify for different terms. Which is fine because i dont carry a high balance, only enough to report to help my scores.
You are kidding right?. Youve had it a couple of weeks. and you are complaining?. CA has been trying forever. Sorry. no comparison. Did you think you would get cli from luv button? happiness is from the approval.
Everyone tries and are/had been successful, so why can't i?? Am i an excemption because of the simple fact that i had it just for a couple of weeks?? People call all the time as soon as they get the card adn request CLIs.
Actually wanted to use it to spend my monthly bills of about $2k so i can get the 5%, can't do that with $800. At one point, when bills are due to pay, the balance will be close to $800 if not over $900. So i switch everything to Barclay to get my 40k points
Maybe you are mixing up which lenders do what. Discover has never given cli in a couple weeks. It was every 6 months. Even hp. Then they change it to every 90 days. Possible sp mouth possible hp. During the gravy train every 16-17 days onky if you had card 2 months already. So that's where the confusion is coming from. But if you just got approved end of June bit is 90 days. Of course you can try. But the point was knowing each lender and their quirks. The fact you gave$800 limit has nothing what so ever to do with it. Time is what is needed. There is no reason to be upset with them. After having card just a couple of weeks. Credit addict has been trying forever.
Totally understand, didnt hurt to try 
You know all these different experiences users have, so i figured why not.
@taxi818 wrote:
@Anonymous wrote:I upset at discover as well, luv button keeps denying me, got the card end of june. I called the regular CSR and told her i can't use the card because i spend $1500/month on expenses and $800 is not going to cut it..."sorry sir, i have no control on CLIs, the CL is based on credit report"
I like to stay at 10% utilization and with $800 CL.......? lmbo, sorry, i rather laugh than be mad.
Good luck on your next app, maybe wait six months and try again. I got denied when i applied but then another screen popped up saying i qualify for different terms. Which is fine because i dont carry a high balance, only enough to report to help my scores.
You are kidding right?. Youve had it a couple of weeks. and you are complaining?. CA has been trying forever. Sorry. no comparison. Did you think you would get cli from luv button? happiness is from the approval.
Hah ha. Try having to wait out an entire 18 months before the first CLI like one of the unlucky types who happened to fall into that pool. I was one of them 
@CreditMagic7 wrote:
@taxi818 wrote:
@Anonymous wrote:I upset at discover as well, luv button keeps denying me, got the card end of june. I called the regular CSR and told her i can't use the card because i spend $1500/month on expenses and $800 is not going to cut it..."sorry sir, i have no control on CLIs, the CL is based on credit report"
I like to stay at 10% utilization and with $800 CL.......? lmbo, sorry, i rather laugh than be mad.
Good luck on your next app, maybe wait six months and try again. I got denied when i applied but then another screen popped up saying i qualify for different terms. Which is fine because i dont carry a high balance, only enough to report to help my scores.
You are kidding right?. Youve had it a couple of weeks. and you are complaining?. CA has been trying forever. Sorry. no comparison. Did you think you would get cli from luv button? happiness is from the approval.
Hah ha. Try having to wait out an entire 18 months before the first CLI like one of the unlucky types who happened to fall into that pool. I was one of them
Lol yeah, well looks like i will be waiting as well. Good thing i have other cards.