Help with capital One approval!!! Please!!!

[Anonymous]

Thank you! They denied me because they couldn't verify my phone number due to fraud alert. I am upset she said they had to pull my credit again, I received a notification of hard pull today. So....... I hope it's worth it 😐

[sjt]

---

@Anonymous wrote:

Thank you! They denied me because they couldn't verify my phone number due to fraud alert. I am upset she said they had to pull my credit again, I received a notification of hard pull today. So....... I hope it's worth it 😐

---

Cap1 is strict with their FA policy. Your contact number has to be listed on the fraud alert. Im guessing she was able to ID you over the phone and then pulled another HP. If thats the case I think you were probably approved.

[Anonymous]

Yes she did. I am hoping, she said I will receive an email in a couple of days and had to have it manually reviewed. I didn't even know I had a fraud alert on my EQ. nonetheless, I'm hoping good news. I was approved for neimans so I'm hoping for a nice starting line!

[bodyboy1]

>  You are Not Being Greedy.. YOU CAN ASK WHATEVER YOU WANT HERE.. people are here to help you..   i'm just a little crazy sometimes, because people do crazy things instead of just waiting or asking questions.1st  please don't forget when you get the card.. let us the (forum know what it actually is,  Remember you can request a CLI every 90 days (other people will tell you something diff)  > let's just forget about your scores a second, for an hour..  for a while. let's concentrate on this 1 card for now..    holidays are coming..  Swipe the Crap out of that card..  other people will tell you to request sooner/later...  they'll chime in Once Capital one see's you are good/& that limit is too low...   you'll get it  but they need to see something,  honestly..  if you do what i say..  i would Apply for Another card in Jan <> And App for the Venture One!

>  also don't do a 3 in 1 credit report,   get each one at a diff time & concentrate & comb through & get that Negative stuff off,   your score will go up..   for whatever reason you can't get approved right now/i would not cold app for anything   you got the Cap1 now.    >  HAVE YOU HEARD OF THE SHOPPING CART TRICK>? (SCT)?   JUST 1 OR 2 CARDS TO HELP YOU.    i want you to go to Jcrew.com  put a couple of items in your cart..   you don't have to purchase anything..   we just want to see if you can get the popup!..  put 2 pairs of jeans in the cart...   check out as a guest >  PUT IN CORRECT INFO: just as in credit reports..  name address email..  boom boom boom..  let me know if u get a pop-up..   it will say  you are preapproved for BLAH BLAH BLAH  if u get the popup do what u want..  don't be nervous...  nothing bad..   u won't loose it..   u don't have to accept it/if u get it..   u can go back>>>  i just want to get you some credit, WITH OUT ANY HARD HITS!..  if you could get 1 or 2 Comenity cards/store cards by way of (sct)  it would be Awesome..   and i would talk u through it but you have to be calm & persistent  > YOU CAN DO THIS.

  

---

@Anonymous wrote:

Thanks for the advice!! That's exactly what I'll do!!!  Am not trying to be greedy by asking this question, but I just want to know for the simple reason of getting my credit score up as quick as possible! When should I apply for aanother capital one card? This is the only revolving account I have as of now, I want to add to more to try to raise my score ( whenever that may be) I would like my scores to be up to 700 by spring. I will definitely want another cap one card because they were the first to give me a chance so I will be loyal to them for a long while.

---

[Anonymous]

Update:  I received an approval for $300 . Although I'm a little bit disappointed at the starting line, I know I can work my way up . I am also thinking about applying for a 2nd card next month after my pay for deletes come off. 

[Anonymous]

That is awesome!! Any CL with them I think is a good one. I'm going to max out the card three times this month and pay it in full right after each time before the statement comes in and just leave a small balance for the actual statement. After that statement, I'm going to email or call and ask for a CL increase for the holidays. Hopefully they will see that I can handle my current CL and approve an increase. I've read a lot of success stories on this method with capital one. Also being approved for the quicksilver a month after as well.
Question: with the shopping cart trick, do you checkout as a guest? Or sign up for emails? Also, what if you have multiple addresses on your credit report and which credit report do you use for the particular address when applying. I have tried numerous times with different addresses exactly as they appear on the Credit reports with no luck. What am I missing??? I always check out as a guest .Help with this will be greatly appreciated!! Thanks

[bodyboy1]

---

@Anonymous wrote:
That is awesome!! Any CL with them I think is a good one. I'm going to max out the card three times this month and pay it in full right after each time before the statement comes in and just leave a small balance for the actual statement. After that statement, I'm going to email or call and ask for a CL increase for the holidays. Hopefully they will see that I can handle my current CL and approve an increase. I've read a lot of success stories on this method with capital one. Also being approved for the quicksilver a month after as well.
Question: with the shopping cart trick, do you checkout as a guest? Or sign up for emails? Also, what if you have multiple addresses on your credit report and which credit report do you use for the particular address when applying. I have tried numerous times with different addresses exactly as they appear on the Credit reports with no luck. What am I missing??? I always check out as a guest .Help with this will be greatly appreciated!! Thanks

---

>  I'm Confused!   <>   did you say Max out!>    DON'T MAX OUT!  (DON'T GO OVER YOUR LIMIT!)   go up to your limit and pay,   Going over your limit is handling!   >  every site is diff: 

   keep checking out as a guest..  Use the latest Address 1st<   then work backwards  >   also  don't use a smartphone & try to use a diff: Computer if you have too,  Keep trying! <> Which sites Which (pop ups) are you trying for>?   >  yeah you've read & Heard of a lott of Diff: stories from diff: people  & everyone is diff:   1 last thing Do you ever notice Length of Address on an app!>?   (how long you have lived there)     IT'S THERE FOR A REASON!  >  can you tell me why>?

[bodyboy1]

---

@Anonymous wrote:
That is awesome!! Any CL with them I think is a good one. I'm going to max out the card three times this month and pay it in full right after each time before the statement comes in and just leave a small balance for the actual statement. After that statement, I'm going to email or call and ask for a CL increase for the holidays. Hopefully they will see that I can handle my current CL and approve an increase. I've read a lot of success stories on this method with capital one. Also being approved for the quicksilver a month after as well.
Question: with the shopping cart trick, do you checkout as a guest? Or sign up for emails? Also, what if you have multiple addresses on your credit report and which credit report do you use for the particular address when applying. I have tried numerous times with different addresses exactly as they appear on the Credit reports with no luck. What am I missing??? I always check out as a guest .Help with this will be greatly appreciated!! Thanks

---

>  if you go shopping,  if you go buy food..  if you go buy gas & go over your limit & go pay at the bank..   the SAME DAY  it's still going over your limit!   go up to it, Not over it!