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KOHL'S CLI a HP?

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charles23
Valued Member

KOHL'S CLI a HP?

Is a Kohl's CLI a hard pull?

Message 1 of 16
15 REPLIES 15
rostrow416
Established Contributor

Re: KOHL'S CLI a HP?

My last 3 CLIs on my Kohl's card have been hard pulls.  Most recently in August.

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


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Message 2 of 16
charles23
Valued Member

Re: KOHL'S CLI a HP?

thank you for the very quick answer!  myFICO forum ROCKS!!

Message 3 of 16
FinStar
Moderator

Re: KOHL'S CLI a HP?

Mine were always SP. Although, there's been mixed results on HP/SP with this particular card from other members experiences.

Message 4 of 16
mommydiva
Frequent Contributor

Re: KOHL'S CLI a HP?

@charles23 I called Kohl's yesterday to inquire about a cli.  The rep placed me on hold for several minutes and came back with "hard pull."  Ask for permission to review my report.  Nope.  $300 limit it remains.

Message 5 of 16
SUPERSQUID
Valued Contributor

Re: KOHL'S CLI a HP?


@charles23 wrote:

Is a Kohl's CLI a hard pull?


So far i only asked for one cli at 8 months in may and it was approved via sp 300-700

 

PS- I used the love button on the site.

{ BK7 DC 12/2019 } target 1000/ kohls 3000/ discover IT cb 5500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 7.5k/ penfed gold 7.5k NFCU >signature visa cash rewards 15700/bread cashback amex 6k

>/ nfcu platinum 3k, BABY NEEDS NEW SHOES !!!!!
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Rebuilding since September 2020
Message 6 of 16
CreditJourney007
Frequent Contributor

Re: KOHL'S CLI a HP?

Mine is always a HP

Message 7 of 16
SoonerSoldier33
Frequent Contributor

Re: KOHL'S CLI a HP?

Very strange to see the different responses here. The Kohls card is owned/serviced by Cap One which is always a SP CLI request. I just requested one online 2 months ago. Immediate approval from the SL of $300 up to $700. SP only. Very strange to hear others have had hard pulls from a Cap One serviced card for a CLI request.






Team Garden Club as of Oct 2021
Message 8 of 16
FinStar
Moderator

Re: KOHL'S CLI a HP?


@SoonerSoldier33 wrote:

Very strange to see the different responses here. The Kohls card is owned/serviced by Cap One which is always a SP CLI request. I just requested one online 2 months ago. Immediate approval from the SL of $300 up to $700. SP only. Very strange to hear others have had hard pulls from a Cap One serviced card for a CLI request.


It may be serviced by Capital One, but since several members have reported HPs, it's  clear to see it's not always SP.  So, experiences will vary.

Message 9 of 16
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: KOHL'S CLI a HP?

Always been a SP for me. Question is, are the people getting hard pulls requesting by phone, or online?

    
Message 10 of 16
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