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NFCU Flagship app for a new shipman

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Anonymous
Not applicable

Re: NFCU Flagship app for a new shipman

Wait... I really went into Navy blind. You can app for another card with the same pull? 

Message 21 of 36
Caught750
Valued Contributor

Re: NFCU Flagship app for a new shipman


@Anonymous wrote:

Wait... I really went into Navy blind. You can app for another card with the same pull? 


The likelihood of that with NFCU is about zero.  They've not been known to use the same even minutes apart.  Not even for a new card and CLI app 5 minutes apart.  Sometimes you can get a SP CLI but that isn't even a given.

PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 22 of 36
AllZero
Mega Contributor

Re: NFCU Flagship app for a new shipman


@Anonymous wrote:

Wait... I really went into Navy blind. You can app for another card with the same pull? 


Navy is pull happy. So take that into consideration. Not knowing the details of your denial, assuming that you didn't meet the requirements of the Flagship, send them a secure message and make your reconsideration request.

Message 23 of 36
SFLSpotter9210
Valued Contributor

Re: NFCU Flagship app for a new shipman

K your obviously the exception not the rule lol. Everyone can't be a boss like you. And I mean that in a very positive manner. I mean just look at your collection of premium cards that says it all.

 

With his score and data it was inevitable he was going to get the denial for the FS right out of the gate. he should have done his homework cause god knows there's plenty of data on NFCU. 

i wish the young lad good luck with his NFCU journey. Start out slow and it will pick up steam for sure. 

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 24 of 36
Anonymous
Not applicable

Re: NFCU Flagship app for a new shipman


@Anonymous wrote:

Thrown overboard! I got a denial. I'm gonna try to do some recon and see where that gets me. Sent an SM since I hear some have had success that way. If that fails, I will try a call later after I get the mail with reasoning.


Chase has prepared me for rejection and I made them love me. I can do the same with NFCU! 


I suspected that would be the case. NFCU generally doesn't like giving the Flagship to brand new members. I bet you would any of the others though. 

Message 25 of 36
Anonymous
Not applicable

Re: NFCU Flagship app for a new shipman


@Anonymous wrote:

Wait... I really went into Navy blind. You can app for another card with the same pull? 


Not likely. UW may do it if they say you were declined for not meeting the requirements for the minimum credit limit on the Flagship but it's extremely rare this works. Most have to cold app another card (the other cards all have the same UW, Flagship is tougher because of the $5K minimum SL). 

Message 26 of 36
M_Smart007
Legendary Contributor

Re: NFCU Flagship app for a new shipman


@Anonymous wrote:

Wait... I really went into Navy blind. You can app for another card with the same pull? 


edit see post #30

Message 27 of 36
M_Smart007
Legendary Contributor

Re: NFCU Flagship app for a new shipman


@AllZero wrote:

@Anonymous wrote:

Wait... I really went into Navy blind. You can app for another card with the same pull? 


Navy is pull happy. So take that into consideration. Not knowing the details of your denial, assuming that you didn't meet the requirements of the Flagship, send them a secure message and make your reconsideration request.


I did mention something about not apping for the flagship as a first card right?

Message 28 of 36
M_Smart007
Legendary Contributor

Re: NFCU Flagship app for a new shipman


@Anonymous wrote:

@Anonymous wrote:

Thrown overboard! I got a denial. I'm gonna try to do some recon and see where that gets me. Sent an SM since I hear some have had success that way. If that fails, I will try a call later after I get the mail with reasoning.


Chase has prepared me for rejection and I made them love me. I can do the same with NFCU! 


I suspected that would be the case. NFCU generally doesn't like giving the Flagship to brand new members. I bet you would any of the others though. 


Agree!

Message 29 of 36
Gunnerboy
Established Contributor

Re: NFCU Flagship app for a new shipman


@Anonymous wrote:

Wait... I really went into Navy blind. You can app for another card with the same pull? 



After being denied for the Flagship (only qualified for $4,800), the CSR with whom I SM'd with told me they'd use the same HP if I apply for a different card.  They did not pull another HP, and I was insta-approved for the GoRewards.  YMMV though...



"Not everyone who helps you is a friend, and not everyone who challenges you is an enemy."
Message 30 of 36
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