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NFCU Flagship app for a new shipman

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AllZero
Mega Contributor

Re: NFCU Flagship app for a new shipman


@M_Smart007 wrote:

@AllZero wrote:

@Anonymous wrote:

Wait... I really went into Navy blind. You can app for another card with the same pull? 


Navy is pull happy. So take that into consideration. Not knowing the details of your denial, assuming that you didn't meet the requirements of the Flagship, send them a secure message and make your reconsideration request.


I did mention something about not apping for the flagship as a first card right?


That's usually the recommended consensus.

Message 31 of 36
Anonymous
Not applicable

Re: NFCU Flagship app for a new shipman

I'm honestly not beat up by this. It was a card that made sense for me, so I tried. 

 

I will see how recon goes.If I can use the same HP in recon, that would be lovely and probably would just be set on a More Rewards. Though, this assumes that I was rejected because of the UW on Flagship versus other reasons. Probably won't get any response until Monday. Not too worried.

Message 32 of 36
M_Smart007
Legendary Contributor

Re: NFCU Flagship app for a new shipman


@Anonymous wrote:

I'm honestly not beat up by this. It was a card that made sense for me, so I tried. 

 

I will see how recon goes.If I can use the same HP in recon, that would be lovely and probably would just be set on a More Rewards. Though, this assumes that I was rejected because of the UW on Flagship versus other reasons. Probably won't get any response until Monday. Not too worried.


Keep in mind, if you get the more rewards as your first card, after 91/3  (91 days & 3 full statements)

.. you would most likely be able to get the flagship.

Message 33 of 36
M_Smart007
Legendary Contributor

Re: NFCU Flagship app for a new shipman

"Probably won't get any response until Monday. Not too worried."

 

You may get a response back today (possibly) since they are open 365.

Message 34 of 36
AllZero
Mega Contributor

Re: NFCU Flagship app for a new shipman


@Anonymous wrote:

I'm honestly not beat up by this. It was a card that made sense for me, so I tried. 

 

I will see how recon goes.If I can use the same HP in recon, that would be lovely and probably would just be set on a More Rewards. Though, this assumes that I was rejected because of the UW on Flagship versus other reasons. Probably won't get any response until Monday. Not too worried.


Good luck on your reconsideration! The More Rewards is a solid card as well as all of the other cards in their line up.

Message 35 of 36
Anonymous
Not applicable

Re: NFCU Flagship app for a new shipman

Update: 4/1/20

 

They have finally sent a new message back. 

"Thank you for your message. Because we take our members' requests seriously, we conducted a second review of your application. However, after careful consideration, we have determined that we must stand behind our original decision due to you did not qualify for the minimum opening credit limit for this account. We regret that we are not able to reach a more favorable decision at this time. If we can be of any further assistance, please let us know."

 

So same data point as usual. Smiley Happy I'm gonna see if they can use the same application towards the More Rewards. The internal limit must be closer to 10K if my thought process is correct? 

 

I might just lick my wounds and get my Hilton Honors Amex that I have saved for a rainy day for a quick soft pull

Message 36 of 36
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