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It's definitley a good card to have.
NFCU is hard to beat.
Flagship is 3% travel, 2% everything else.
Great combo with More Rewards for 3% on a lot!
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@kerplunk wrote:
This card seems too good to be true. Any gotchas before I apply?
3x on restaurants, gas/transit, supermarkets
No annual fee
Low APR
Great Card! .. I own it
Gotta
Navy!
Keep in mind that this is a co-branded AmEx card and it generates points not percentages. 3X points does not necessairly corellate to 3% cash back. The vaule of AmEx points depends on how you redeem them and can be as low at .5 cents per point. If you want to use them for travel then this is an excellent card. If you are looking to redeem for cash or statement credit, you will likely not get the same value.
@kerplunk wrote:
This card seems too good to be true. Any gotchas before I apply?
3x on restaurants, gas/transit, supermarkets
No annual fee
Low APR
This one is a nice card, right there along with the Wells Fargo Propel.