cancel
Showing results for 
Search instead for 
Did you mean: 

The BarclayCard CLI Soft Pull thread

tag
SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@itguy_65 wrote:

WOW, this forum is AWESOME!!  I just called Barclays, got a CSR asked if there were any offers on my account and was transferred to a Specialist.  They lowered my APR from 13.99 to 9.99, and a SP CLI from $10K to $14K!  Very nice!!  And the account is only 8 months old!!!


You're welcome! Smiley Very Happy I'm so happy people are finding this useful. What card is that if you don't mind my asking? 14K is very nice! Hope I get there with my Barclay some day!

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 131 of 503
slund5499
Established Contributor

Re: The BarclayCard CLI Soft Pull thread

At the time I got the APR lowered and PC to the Rewards Visa....no other offers were identified by CSR.

Looks like the account is not eligible for an SP CLI.

 

I will not waste a HP....like I did in August. I found the forum after my August HP CLI......

In the garden since 02/1/23. Newest Account AU Discover It 10K
02/23 Scores; EQ 608 TU 642 EX 575 CCU: 20%, Inq. 2, 1, 2 Collections $39K
Lending Club: newest account 2/3/23. Old Fico 1/17 EQ 530 TU 542 EX 512

Message 132 of 503
SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@slund5499 wrote:

At the time I got the APR lowered and PC to the Rewards Visa....no other offers were identified by CSR.

Looks like the account is not eligible for an SP CLI.

 

I will not waste a HP....like I did in August. I found the forum after my August HP CLI......


Definately do not waste a HP, simply wait for another one of these offers to show up.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 133 of 503
Anonymous
Not applicable

Re: The BarclayCard CLI Soft Pull thread

Just called Barclays again and they gave me 3 offers.

 

0% APR thru 12/1/15

 

SP CLI from $3,500 --> $5,000

 

Lowered APR from 18.99 --> 17.99

 

 

I'm very happy I called again. Smiley Very Happy

Message 134 of 503
SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@Anonymous wrote:

Just called Barclays again and they gave me 3 offers.

 

0% APR thru 12/1/15

 

SP CLI from $3,500 --> $5,000

 

Lowered APR from 18.99 --> 17.99

 

 

I'm very happy I called again. Smiley Very Happy


Glad you didn't give up!! I wonder if it's because you are closer to the 6 month-mark now. Either way, CONGRATULATIONS!

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 135 of 503
Anonymous
Not applicable

Re: The BarclayCard CLI Soft Pull thread


@Anonymous wrote:

Unfortunately, called the provided number and received nothing...no APR reduction...no SP CLI.  My 11th statement was just cut and I have had 0 auto-CLIs Smiley Sad

 

One more month and the promotional APR goes away (I have never carried a balance past the due date so this is inconsequential) and I am about to get hit with the AF.

 

Other data points for reference

Card: Arrival+ WEMC

Starting limit (and current limit): $7500

APR (after promo expires): 21.99% (The analyst commented that this was the best rate they offer......which sounds ridiculous)

Amount spent on card per month: ~$2000-$2500

 

 


I called again this morning and was still denied ("not qualified") an APR reduction and/or a SP CLI.  My 1 year of ownership comes in the April so I will try again after that statement cuts.

Message 136 of 503
SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@Anonymous wrote:

@Anonymous wrote:

Unfortunately, called the provided number and received nothing...no APR reduction...no SP CLI.  My 11th statement was just cut and I have had 0 auto-CLIs Smiley Sad

 

One more month and the promotional APR goes away (I have never carried a balance past the due date so this is inconsequential) and I am about to get hit with the AF.

 

Other data points for reference

Card: Arrival+ WEMC

Starting limit (and current limit): $7500

APR (after promo expires): 21.99% (The analyst commented that this was the best rate they offer......which sounds ridiculous)

Amount spent on card per month: ~$2000-$2500

 

 


I called again this morning and was still denied ("not qualified") an APR reduction and/or a SP CLI.  My 1 year of ownership comes in the April so I will try again after that statement cuts.


Just around the corner, good luck trying but never stop! Smiley Happy But I guess don't do it every day either.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 137 of 503
lhcole77
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread

Approved for Arrival in July 2013 at 5K.

 

January 2014 auto CLI (via SP) to 8K.

 

July 2014 auto CLI (via SP) to 12K.

 

I am not clear as to why one would think these are rare occurences. I have read more about auto increases than not.

 

My formula has been heavy use, large payments, carry a balance during 0% promos and PIF when not at 0%.

 

I like Barclays and Barclays likes me.

 

P.S. Have you referenced the older thread: Barclays: Let's put our heads together?

Message 138 of 503
SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@lhcole77 wrote:

Approved for Arrival in July 2013 at 5K.

 

January 2014 auto CLI (via SP) to 8K.

 

July 2014 auto CLI (via SP) to 12K.

 

I am not clear as to why one would think these are rare occurences. I have read more about auto increases than not.

 

My formula has been heavy use, large payments, carry a balance during 0% promos and PIF when not at 0%.

 

I like Barclays and Barclays likes me.

 

P.S. Have you referenced the older thread: Barclays: Let's put our heads together?


Well what we're referring to here isn't really auto-CLI's, we're referring to customer-triggered soft-pull CLI's. Read the thread but not referenced it here. 

 

Thank you for your suggestions Smiley Happy

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 139 of 503
lhcole77
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@SecretAzure wrote:


Well what we're referring to here isn't really auto-CLI's, we're referring to customer-triggered soft-pull CLI's. Read the thread but not referenced it here. 

 

Thank you for your suggestions Smiley Happy


Gulp. That's what I get for not reading more thouroughly. Smiley Embarassed

Message 140 of 503
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.