Was denied Apple Card with 740 fico.

[Anonymous]

What gives? I have a great or seemingly great score in 740 fico. Experian. I applied for the Apple Card. And was denied for income? How do they know I work or don't? Uh can't they tell I have a good score and work my butt off? 

anyway. What should I do dear friends. 

[snickerpedia]

when you apply it asks for your income, did you input the wrong amount?

[donkort]

They do ask for your income.

I was approved for only $5,000 at 26.89% interest with a 794 TransUnion FICO 9 score.   And my income is $72,000 a year.

At least they didn't do a hard pull on you.  I'm not sure if you can call them to "reconsider," like some people do with other cards.

Sorry for the disapproval. 

[Remedios]

Sorry about your denial ☹

In your other thread, you stated your income as "null", with some cash on the side, and you stated you're not currently employed, or no steady employment 

What did you put on application income wise? Do you know how many Chexsystem inquiries you have, and are there any overdrafts or negative info on Chexsystem?  Any negatives on TU? 

What's your utilization like on your other cards 

[Anonymous]

Yes I did. 

[Anonymous]

No negatives. I'd say I make or actually bring in after adding 1200 a month. 

[Anonymous]

Would you happen to know the recon number to Apple card? Or is it just the Apple support people. 

[Anonymous]

I said null due to an actual paycheck stub from employer. I work doing hauling truck around town. Prettt consistently for years. 

[kerplunk]

What is your gross annual income?

What income did you list on the application?

[Anonymous]

1200 a month