Re: Amazon Prime (Chase) approval

expatCanuck · ‎01-11-2024

So, in the waning days of 2023, I applied for the (Chase) Amazon Prime card.

They couldn't provide an immediate decision online (7-10 days ...).

I was 2/12 | 4/24 (a (now closed) HELOC and 3 cards, the most recent being March '23).

So now 3/12 | 5/24 but, come April, I'll be 3/12 | 4/24.

Presumably, the HELoan that I took out mid '23 was not factored in, or it would've triggered the 5/24 exclusion.

FICO 8's were 82x through 84x. Income north of 6 figures.

Chase had already extended to me the Freedom Unlimited, Freedom Flex, and Sapphire Preferred ($20K, $20K, $34K).

The approval email arrived yesterday, confirming the $150 gift card (which, along with the 5%, was the motivation). Interestingly, the email specified an initial $5K limit but, upon logging in, I saw a $10K limit.

More than enough for Amazon purchases, and provides an offset to the weird way that the Affinity 'Cash' Rewards card now works.

Happy New Year.

2025 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 14-Sep-2025 ]

EQ	8??	0 INQ	7y4m
EX	840	4 INQ (2 CC, 2 auto)	7y
TU	8??	1 INQ (CC)	6y8m
3/24	1/12	AoYA 10m \| AoOA 24y2m	~1%

FICO 9 is 837.

CreditAggie · ‎01-11-2024

Congratulations on your Chase Amazon Prime approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

JoeRockhead · ‎01-11-2024

Nice SL, congratulations on your approval!

Traveler101 · ‎01-11-2024

Congratulations 🎊

KingRue8500 · ‎01-11-2024

Congrats on your Chase Amazon Prime approval

CYBERSAM · ‎01-11-2024

Congrats on your Amazon Prime approval! 🥂🤑👍

That card can grow easily now...

SouthJamaica · ‎01-11-2024

Congratulations on the approval. It's a good card.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

nytokyobred79 · ‎01-13-2024

Congratulations on your Chase Amazon approval.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Savor(pc’d from Venture Rewards)- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K