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BBVA Pre Qualifier Approval $12k SL

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fsalsa2
Regular Contributor

Re: BBVA Pre Qualifier Approval $12k SL

Congrats!




NFCU Cash Rewards: $24,000
NFCU More Rewards: $24,000
NFCU Visa Signature Go Rewards: $29,600
Capital One Quicksilver: $500
Capital One Quicksilver One: $500
Military Star Card: $ 3,400
Venmo Credit Card: $5,400
USAA Platinum Visa: $4,000
American Express Delta Skymiles Reserve: $10,000
American Express Platinum
X1 Credit Card: $ 27,500
Chase Freedom Flex: $ 3,700
Message 41 of 54
fsalsa2
Regular Contributor

Re: BBVA Pre Qualifier Approval $12k SL

Congrats




NFCU Cash Rewards: $24,000
NFCU More Rewards: $24,000
NFCU Visa Signature Go Rewards: $29,600
Capital One Quicksilver: $500
Capital One Quicksilver One: $500
Military Star Card: $ 3,400
Venmo Credit Card: $5,400
USAA Platinum Visa: $4,000
American Express Delta Skymiles Reserve: $10,000
American Express Platinum
X1 Credit Card: $ 27,500
Chase Freedom Flex: $ 3,700
Message 42 of 54
credit_endurance
Valued Contributor

Re: BBVA Pre Qualifier Approval $12k SL

Thanks @fsalsa2!!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 43 of 54
JL276
Regular Contributor

Re: BBVA Pre Qualifier Approval $12k SL


@credit_endurance wrote:

@JL276 wrote:

I think you'll still get the SUB. 


I applied Monday, the 11th after using the online prequal and got the SUB.

 

I didnt even know the card had a sub until I got an email that mentioned it. Lol I noticed the same verbiage about the ending date of 31st but called and they confirmed I'd get it. After putting me on hold to double check rep said they just hadn't updated website. 

Also congrats on the approval!!


@JL276  Thanks for the well wishes and confirmation!! This is one approval that I would gladly miss out on top obtain. Lol 

 

Could you share your approval dp's?


Sure.

Dp's: I'm in Texas. Did online prequal. Said I was prequalified for $6,500 but when I applied it was $8,500.
Pulled Experian was only like 715. (Had a maxed out card and forgot to do AZEO that month) 🥴 

 

$100 SUB has already been credited to my account. 🎉 Jan 22 charge over $1,500 post and SUB post Jan 25th, 3 days later. Hopefully you get it as well. Seems like the SUB is still alive for those of us who got the card this month, at least in my case they gave SUB.

Message 44 of 54
credit_endurance
Valued Contributor

Re: BBVA Pre Qualifier Approval $12k SL


@JL276 wrote:

@credit_endurance wrote:

@JL276 wrote:

I think you'll still get the SUB. 


I applied Monday, the 11th after using the online prequal and got the SUB.

 

I didnt even know the card had a sub until I got an email that mentioned it. Lol I noticed the same verbiage about the ending date of 31st but called and they confirmed I'd get it. After putting me on hold to double check rep said they just hadn't updated website. 

Also congrats on the approval!!


@JL276  Thanks for the well wishes and confirmation!! This is one approval that I would gladly miss out on top obtain. Lol 

 

Could you share your approval dp's?


Sure.

Dp's: I'm in Texas. Did online prequal. Said I was prequalified for $6,500 but when I applied it was $8,500.
Pulled Experian was only like 715. (Had a maxed out card and forgot to do AZEO that month) 🥴 

 

$100 SUB has already been credited to my account. 🎉 Jan 22 charge over $1,500 post and SUB post Jan 25th, 3 days later. Hopefully you get it as well. Seems like the SUB is still alive for those of us who got the card this month, at least in my case they gave SUB.


Thanks @JL276  for sharing those mportant data points!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 45 of 54
Anonymous
Not applicable

Re: BBVA Pre Qualifier Approval $12k SL

@credit_endurance hey I got this prequalifier yesterday with an invitation code. And I am not in states that is qualified for this card. Maybe the merge with pnc allowed it? Anyway I was wondering did your  invitation have a set apr and limit. Mines just has ranges.

 

Message 46 of 54
Anonymous
Not applicable

Re: BBVA Pre Qualifier Approval $12k SL


@Anonymous wrote:

@credit_endurance hey I got this prequalifier yesterday with an invitation code. And I am not in states that is qualified for this card. Maybe the merge with pnc allowed it? Anyway I was wondering did your  invitation have a set apr and limit. Mines just has ranges.

 


How did you get "pre-qualification with an invitation code"? By going into their site and doing pre-qualification check over there??

Message 47 of 54
Anonymous
Not applicable

Re: BBVA Pre Qualifier Approval $12k SL


@Anonymous wrote:

@Anonymous wrote:

@credit_endurance hey I got this prequalifier yesterday with an invitation code. And I am not in states that is qualified for this card. Maybe the merge with pnc allowed it? Anyway I was wondering did your  invitation have a set apr and limit. Mines just has ranges.

 


How did you get "pre-qualification with an invitation code"? By going into their site and doing pre-qualification check over there??


I got it in the mail. Last year I was looking on their website at the card and I saw I was not in the state for the card so I never looked again. I didn't even know they had a pre qualification check. I never signed up the website based on the whole geofencing. The 18 months 0% apr purchases and balance transfers offer looks good though. I'll take a picture of it when I get home.

Message 48 of 54
Anonymous
Not applicable

Re: BBVA Pre Qualifier Approval $12k SL

@Anonymous  Since you received the offer in the mail then you are good to apply without any geo-fencing. My friend who doesn't live in their "jurisdiction" also received the prequalification with invitation code in the mail...applied and got approved...You may apply online with that code. Good luck...

Message 49 of 54
Anonymous
Not applicable

Re: BBVA Pre Qualifier Approval $12k SL

@credit_endurance  Was there any pull (sp or hp) when you opened an account with them? What kind of account did you open? And how long after opening the a/c you saw the offer for CC? Please...Tnx

Message 50 of 54
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