I rarely post but wanted to share my recent approval for Citi DC with a SL $13,900! I've been stalking the credit forums regarding the Citi cards for the last couple months since I already have 2 Amex, 2 NFCU, 1 CapOne, 1 BOA, and 2 Discover cards and some other ones (Dell, Mercury, Victoria Secret), but had been relucatant to apply due to my inquiries, recent, accounts, and old derogs. But, since I've gained so much I wanted to share my data points. Now that I have this SL, I will likely close Victoria Secret ($900) and Mercury ($2750). Feel free to ask questions.
I'm not sure which score was pulled. FICO8 Exp. 699, Trans. 704, and Eq. 683. Equifax has a charge off from 2014 I'm waiting for it to fall off next year. All three credit reports have many late payments. Credit card lates are from 2014 about 8 or 9 across different accounts. Mortgage late pays from 2017 and some auto late pays from a car I cosgined from 2018. New accounts included a mortgage refi in January and a new auto loan in Dec. 2019. Utilization was only high on the NFCU $14k/$25k. All other cards at $0.
BOOM! Congrats on a great CITI Approval!
Congratulations on your approval and awesome limit!
Congratulations on your approval!!
Congratulations on your approval!
Pretty good SL on that card too, congrats on the big approval 
Congrats! Nice job 👍👍
