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Wow! Congrats on a massive cli that's wonderful. Do you have any data points by chance?
@Anonymous wrote:
Backstory, about 1 year ago I applied for the PENFED power cash card and was given a modest 3k spending limit. About 5 months ago I applied for a CLI and was bumped up to 10k. I forgot to make my payment this month and was 1 day late (I know, I know.. stupid me). While I was on the website paying my balance, I decided to do the CLI just for laughs. They gave me a 40,000 $ increase to 50,000$ ... I was so shocked I had to take a screenshot... is this normal? They didnt ask for tax returns or W2 or anything. Will they ask for tax returns or W2? My highest credit limit is the 10k PENFED and second highest is 10k discover.
Screenshot below:
https://imgur.com/a/P8FJZ87
OMG. My mouth is still hanging wide open.
I've read your post several times. I've looked
at your screen shot link several times. I still
can't believe what I'm seeing. 3k to 10k was
sweet enough. But 10k to 50k is off the charts.
Super Congrats on your $50,000 Pen Fed PCR limit!!!
P.S. Do you have any data points to share?
I know your 4x CLI is subject to bringing your
PCR balance current, but what was your most recent EQ
FICO 9 score, AAoA, etc for your CLI approval? Thanks so much!
OMG that's an awesome CLI
May I ask what your income range is?