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Discover $1,000 CLI Approval - A BIG deal for me!!

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805orbust
Valued Contributor

Discover $1,000 CLI Approval - A BIG deal for me!!

I feel like Jim Carrey in The Mask when he got that award and he said "You love me.... You REALLY love me!"   Smiley LOL

 

Kidding of course, but they are STINGY with me:

2016 - $900 SL

2017 - $300 CLI

2021 - CLI to $5,800 in January

2022 - CLI to $6,800 in June?

 

Been denied at least 4 times since then.  Was going to put them on the CHOP list but:   Hit the LUV button and they gave me $1,000 bump.  I was inspired by @ipmyf88 who didn't start getting increases until allowing balances to report.  This would be my first in about 3 years.  I wonder... although I've got a theory about scoring that I'll propose in a separate thread, but for now, not too shabby.

 

 



Message 1 of 40
39 REPLIES 39
Mycreditjourney2020
New Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Nice!  Congrats on the Disco increase.  

Message 2 of 40
Pway
Valued Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Congrats on the CLI Smiley Happy

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 3 of 40
Anonymous
Not applicable

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Seems like Disco is loosening its purse strings? I see plenty of CLIs here, me too getting 1500 in 8 months

Message 4 of 40
Stealth-1
Established Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Congrats on the $1K bump!




"If you don't stand for something, you might fall for anything."
Message 5 of 40
805orbust
Valued Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Yeah they are a complete head-scratcher, BUT if they are seeing me with more favor, I am here for it! 🤣



Message 6 of 40
mrcraft
Valued Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Congratulations on your Discover CLI!!



Message 7 of 40
babygirl1256
Senior Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Congrats on your Discover CLI . . . I was denied a CLI for over one year and after I made a huge purchase and paid if off . . . bamm . . . CLI and I was super happy . . . Enjoy!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 8 of 40
kr43002
Frequent Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!


@Anonymous wrote:

Seems like Disco is loosening its purse strings? I see plenty of CLIs here, me too getting 1500 in 8 months


I think they have def gotten more lenient. not sure why but in the BK forum side the last year all I read is 3 years out, im barely over a year out and I got back in. And I wouldn't call my credit stellar.

BK CH7 1/21 DC 5/21
1+ Year Post BK
Credit Limit: 6000
EDC: QuickSilver 1 1.5% $39 AF
Oldest Account: Tire Card $500 0% APR 6 Months After purchase. 2018. (Survived Bankruptcy)
Message 9 of 40
FireMedic1
Community Leader
Mega Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Congrats @805orbust Least its something. An old pic from here yrs ago,

Disco CLI.jpg

Better luck nest time Smiley Happy

 


Message 10 of 40
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