Re: Nordstrom Visa- 1500$! First Primary Card!

Anonymous · ‎10-15-2019

I am so excited! After having some issues with a Discover It Secured card, I decided to apply for the Nordstrom card in my mind I figured if I get approved for the Visa, awesome but the store card would benefit me as well. Well I did the online app, and got a message to call in, after a verification phone call they told me I was approved for Nordstrom Visa for 1500$ I was estatic.

This is my first primary card after having horrible credit since I was 19 and messing up some AMEX cards in my name. Currently, I have this card, a Capital One QS1 I am an AU on with 500$ limit, A loan from Onemain (this was to establish loan history) for 3200$, Currently my Credit Karma Score is TU 677 and EQ 655. My FICO8 score with Experian is 744

GApeachy · ‎10-15-2019

Well there ya go! Congrats and IT'S A VISA

Your Lemons to Lemonade link:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/DISCOVER-FORM-4506-T/m-p/5775238/highlight...

My Take Home Pay Don't Take Me Home

Anonymous · ‎10-15-2019

Congratulations!

Anonymous · ‎10-15-2019

Congrats on your approval!!

M_Smart007 · ‎10-15-2019

Welcome To myFICO Forums and

LakeLife · ‎10-15-2019

Awesome! Congrats!

Wells Fargo FICO® Score 9 based on Experian® data

Discover FICO® Score 8 based on TransUnion® data

NFCU FICO® Score 9 based on Equifax® data

Own It! | 1985 Camaro Berlinetta Starship!

Navy Federal Credit Union 72 mos @ 2.29% bought in 2020 | 2020 RAM 1500

Navy Federal Credit Union 72 mos @ 2.29% bought in 2022 | 2022 Hyundai Tucson Hybrid

Chase Marriott Bonvoy Boundless | $23,400

Amazon Prime Rewards Visa Signature Card | $29,500

BofA Royal Caribbean Visa Signature® Card | $28,500

Lowes Advantage AU on Wife's | $35,000 - My card | $25,000

PennyMac 9/2020 Refinance VA Mortgage 30 years @ 2.5%

HELOC on Main Home 7/2024 Discover Home Loans 15 years @ 8.61%

Vacation Lake Home and 2025 Retirement/Permanent Home bought in 11/2021 NFCU Mortgage 30 years @ 4.375%

Proud Air Force Veteran and last of the 'Buck' Sergeants

Anonymous · ‎10-15-2019

congrats! by the way don't pay any attention to Credit Karma. Those scores are fake. The magic is in the FICO scores.

again congrats! :-)

Anonymous · ‎10-15-2019

Is the Experian website a pretty reliable source for credit scores?

Anonymous · ‎10-15-2019

Congrats!

Looks like you're chipping away at some of the damage from earlier missteps in your credit use.

I know that feeling.. but for me, after only about 2 to 3 years I'm pretty happy with where I am and other than some judicious and responsible use along with pure time, I'm quite happy with where I am... and I'm sure you can be the same! Congrats and good luck long term!

MartyWrite75 · ‎10-15-2019

Congratulations on your approval!

October 2024: Experian 779; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,800 (Sock drawer) || Discover It: $13,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $7,500 || Citi Custom Cash: $12,500 || Verizon VS Visa: $15,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 10%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Nordstrom Visa- 1500$! First Primary Card!

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Nordstrom Visa- 1500$! First Primary Card!