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@chalupaman
I did get approved for the BofA 99/500
Had to call to recon and send to a manager for an override.
Called after I applied last monday. Was told it was sent for override. Followed up 4 days later... spoke to another rep who looked up the notes... said he would email the rep handling my file... week later no response..
I called back and spoke to another rep same thing... this time they were able to send to a manager as i waited on the phone and approve it.
Changed the denial status on the website to approved.
They drafted the $99 security deposit already.
Card will be in the mail in 7-10 days....
Hope to have it to 10K by next year this time.
All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record
Lines of Credit:
Personal Loan:
Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450
All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record
Lines of Credit:
Personal Loan:
Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450
All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record
Lines of Credit:
Personal Loan:
Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450
Congrats on the approvals!
@MyDataMyChoice wrote:
- PENFED Pathfinder Visa Signature SL $5,000 (50,000 Point SUB) No Annual Fee due to Honors Member. Pulled Equifax. EQ 09 747 score
- Asked for CLI on existing PENFED Power Cash Rewards Visa (Aug '21) ($3,500) (CLI Still Pending) Using same Credit Pull
- May ask for Overdraft LOC?
- Capital One Quicksilver Visa Signature $200 SUB (No Annual Fee) $5000 SL
- Went to ID Verification. Approved Triple Pull.
- Bank of America Cash Rewards (Preferred Rewards Member); Pulled Experian. DENIED. Called Recon only reason was BK7 too close. Counterd w/ 99/500 partially secured. I did take it. However an hour later that was denied for same reason. Called back and recon sent to supervisor for override - pending.
- LOWES Prequalifed link. Pulled Transunion. Went to ID Verification. APPROVED $800. Called Credit Solutions for CLI - 17K!!!!
- Apple Card 3rd Statement Cut - Asked for CLI SL 4000 - Went pending - got notice APPROVED CLI only to 4,500.
Overall a wild success!
I am done for at least a year. Letting this all age.
Congratulations on all your CC approvals and CLIs! 😁
@MyDataMyChoice wrote:
I've used the Penfed Pathfinder Card put thru 3K.... for my 50K points already. Redeem'd for $500 Prepaid Visa. Purchased a $100 American Airlines Gift Card directly from American Airlines - got my $100 annual travel credit on my penfed card already. Signed up for priority pass free membership.
and Got my TSA Precheck credited already!
Love this card.
That is just awesome 👌!
Are you getting the 4x on travel with the PathFinder?
Hey congrats!
where did penfed pull from ?
@MyDataMyChoice wrote:
Approved for 5K
https://www.penfed.org/credit-cards/flag