Thank you. You are on a good start for rebuilding. I use the AZEO method religiously. When I apped my score EQ score was 701 and my utilization was 1%. I have 1 student loan. Keep the faith. I burned everyone except for Amex and Discover. I burned cap 1 but they took me back at 1 year post bk discharge. Good Luck.
Wow congrats!! This is the first card I'm going for after I close on my house in November. I've been a penfed member since May and the other day I received an offer in the mail to apply for that card, so hoping I can get approved when the time comes!
Congrats! Well done! I'm hoping to try for the PCR in February of 21. I hope I can achieve something like that!
Thank you. I'm still riding high. My EQ at the time I apped was 701 and my utilization was 1 percent. No recent inquiries. I decided to try because I knew I had received some nice CLIs that would offset the temporary ding to my credit report for the inquiry. Good luck and have patience.
Thank you. I see your Bk was discharged in October 2018, my BK was discharged July 2018. It's good to hear that you are preparing to buy a house this year. It's actually a great time to buy because the interest rates are low. Good luck and I hope you find the home that you desire. 🙂
Thank you. A few moments ago, I logged into my PenFed account and my new account has been added🙂. This financial accomplishment really perked me up and brightened my summer. 🙂
Grats on the great PenFed SL.
Please post about your CapOne upgrade too.
@NoMoreE46 My Cap 1 was automatic. I received an email stating how excellent I handled my account and invited me to upgrade to Quicksilver. I have a few recurring charges per month. I don't use my Cap 1 that much outside of those charges.