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Best zero balance transfer card

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Sbrooks1
Valued Contributor

Best zero balance transfer card

What is the best card right now to apply for a zero balance transfer offer? 

TIA

Message 1 of 8
7 REPLIES 7
PNWRambler
Frequent Contributor

Re: Best zero balance transfer card

There's quite a few that have a 0% intro & BT offer.  Discover usually has 0% BT, AmEx has a couple, Citi has a few (Double cash, rewards+, custom cash), Chase has a couple (slate, freedom unlimited), PenFed Gold... It may depend on what else you want out of the card after you're done with the intro offer.  

Message 2 of 8
OmarGB9
Community Leader
Super Contributor

Re: Best zero balance transfer card

It depends what you're looking for. Are you looking for no BT fee, or the longest possible 0% term, or a combination of both (which is hard to find)?


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 8
oracles
Valued Contributor

Re: Best zero balance transfer card


@OmarGB9 wrote:

It depends what you're looking for. Are you looking for no BT fee, or the longest possible 0% term, or a combination of both (which is hard to find)?


Do you happen to know of any 0% apr and 0% fee?

Thank you 

Message 4 of 8
ptatohed
Valued Contributor

Re: Best zero balance transfer card

https://ficoforums.myfico.com/t5/Credit-Cards/Current-Balance-transfer-cards/td-p/6678751

 

 

 

5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
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Message 5 of 8
OzzytheAussie
New Visitor

Re: Best zero balance transfer card

Chase slate has 0% and 0 fee but you have to go in branch .

Message 6 of 8
FireMedic1
Community Leader
Mega Contributor

Re: Best zero balance transfer card

Like the other thread. BCU 0% 12 months on BT's. You've seen the SL's they're handing out.


Message 7 of 8
jj_disasterboy
New Member

Re: Best zero balance transfer card

Do you need to be an existing Chase Slate customer to do a transfer?

Message 8 of 8
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