Can I convert Sallie Mae to upromise?

[CreditCuriosity]

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@gdale6 wrote:

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@CreditCuriousity wrote:

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@gdale6 wrote:

If it is of no use to you and it isnt to many then just close it. I have 2 SMs one is torched 2/28/17 the other I will keep for BT use.

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for some reason they have never offered me BT's on this card other than the standard APR, but other barclay cards I can't get them to stop giving me BT offers and checks in the mail lol.. If they did for the SM that would be converted into the commence card I would consider keeping it, but nope for whatever reason I don't get BT offers on this one Barclay's card

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Might be because you have other cards I only have the 2 SMs with them and I get BT offers on both of them every month.

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Hmm very well could be..  Good thought.

[MoneyBurns]

I guess the BTs would be good to keep around Sallie. I've gotten 2% fees before from before. Chsse always sends me similar offers as well. They never made a cent off me, so maybe a BT in the summer. However the thought of just looking at the Commence card, even having it in my sock drawer is cringing.

The Arrival+ looks tempting. Is Arrival+ only redeemed for travel expenses? My spending habits may not be useful for the card. But a $500 bonus is nice!! Take that Barclay's for chopping my beloved!

[CreditCuriosity]

500 for travel related reimbursement or 250 cash w/arrival+.  GC's might be 500, someone else would know more about arrival+ than myself.

[Anonymous]

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@MoneyBurns wrote:
I guess the BTs would be good to keep around Sallie. I've gotten 2% fees before from before. Chsse always sends me similar offers as well. They never made a cent off me, so maybe a BT in the summer. However the thought of just looking at the Commence card, even having it in my sock drawer is cringing.

The Arrival+ looks tempting. Is Arrival+ only redeemed for travel expenses? My spending habits may not be useful for the card. But a $500 bonus is nice!! Take that Barclay's for chopping my beloved!

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Arrival+ has an AF after the first year.   The AF is not worth paying for the vast majority of people (with free 2% cards, you need to spend a great deal to get the advantage).  SO moving the CL there is a short term solution

[wasCB14]

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@Anonymous wrote:

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@MoneyBurns wrote:
I guess the BTs would be good to keep around Sallie. I've gotten 2% fees before from before. Chsse always sends me similar offers as well. They never made a cent off me, so maybe a BT in the summer. However the thought of just looking at the Commence card, even having it in my sock drawer is cringing.

The Arrival+ looks tempting. Is Arrival+ only redeemed for travel expenses? My spending habits may not be useful for the card. But a $500 bonus is nice!! Take that Barclay's for chopping my beloved!

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Arrival+ has an AF after the first year.   The AF is not worth paying for the vast majority of people (with free 2% cards, you need to spend a great deal to get the advantage).  SO moving the CL there is a short term solution

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Given the rate at which they change and nerf their cards, everything is a short term solution.

The same could arguably be said of many issuers and cards...but it seems especially true for Barclaycard.

[kdm31091]

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@CreditCuriousity wrote:

500 for travel related reimbursement or 250 cash w/arrival+.  GC's might be 500, someone else would know more about arrival+ than myself.

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Arrival+'s bonus is only $500 for travel expenses. Gift cards, cash, merchandise, etc are all around the $250 value.

[Anonymous]

I opened Upromise last year(You don't have to be a student) I opened it mainly for the 5+% CB on some of the local restaurants. But the bonus CB don't easily post, its a hit or miss, which is frustrating. only 1% CB immediately posts. I called CS few times, they would quote 30/60 days for bonus CB to show up. 

I feel the Upromise program is not worth it if you are not dilligent enough to track your CB.

Barclays doesn't do PC, so I am letting this card go inactive.

[MoneyBurns]

Nothing good from Barclay for me..... so I suppose this is the chopping block our our relationship.

"It's not you, it's me.... our needs and wants within our relationship has changed. I can't have this relationship any more Sallie. You were good to me but you changed. I hope you find the true customers you've been looking for."

That would be my breakup speech for this card. It's been good Barclay! I hope to do business with them in the future!

Thanks for the input everyone. I'll take care and use of my other cards now!!

[kdm31091]

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@Anonymous wrote:

I opened Upromise last year(You don't have to be a student) I opened it mainly for the 5+% CB on some of the local restaurants. But the bonus CB don't easily post, its a hit or miss, which is frustrating. only 1% CB immediately posts. I called CS few times, they would quote 30/60 days for bonus CB to show up. 

I feel the Upromise program is not worth it if you are not dilligent enough to track your CB.

Barclays doesn't do PC, so I am letting this card go inactive.

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Yes, I had the Upromise card in 2015, but I got tired of fighting for the rebates and they did take forever to post. The card is great in theory, but in reality, pretty frustrating most of the time.

I still use the Upromise portal itself occasionally, and am still waiting on dining payouts from October....you'd think for paltry amounts like $1.30 they would just push the reward through so as not to upset customers, but apparently they aren't concerned.