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Capital One Upgrade Offer

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Rodagave
Established Member

Capital One Upgrade Offer

I just noticed capital one is offering me a product upgrade from a basic Platinum to a Quicksilver. I recently started using my Platinum card again, and I will keep using it in the future. However, I was aiming on upgrading it to a Savor One. Should I just go ahead and accept the upgrade, and aim to upgrade it to a Savor One in the long run?

Screenshot 2024-09-13 at 11.26.42 AM.png

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Message 1 of 13
12 REPLIES 12
CYBERSAM
Senior Contributor

Re: Capital One Upgrade Offer

Quicksilver is better than Platinum! So take the PC.

Cap1 sees the Savor line differently than other core cards that they have, so you may not be able to get that upgrade offer. I don't have it on my Venture and never had it for my QS! Only handful of people have reported that they received Savor line PC option.







                
Message 2 of 13
Slabenstein
Valued Contributor

Re: Capital One Upgrade Offer

I'd accept the upgrade.  Cap1 does sometimes offer QS-->Sav1 upgrades, but I've never heard of them offering Sav1 directly from the Plat.  My wife got the QS-->Sav1 offer earlier this year, and her QS started as a Plat.


Message 3 of 13
Anonymous
Not applicable

Re: Capital One Upgrade Offer

I do not have a Platinum, but if I did I -think- I would take the upgrade to QS.

 

On a different but similar note, I just checked for giggles to see if I had any upgrade offers for my Quicksilver and Savor One.

 

Quicksilver PC offers: Savor One, Venture One, Venture

Savor One PC offers: Quicksilver, Venture One, Venture

 

Who thinks I should swap my cards?

Quicksilver > Savor One and Savor One > Quicksilver

 

Message 4 of 13
SouthJamaica
Mega Contributor

Re: Capital One Upgrade Offer


@Rodagave wrote:

I just noticed capital one is offering me a product upgrade from a basic Platinum to a Quicksilver. I recently started using my Platinum card again, and I will keep using it in the future. However, I was aiming on upgrading it to a Savor One. Should I just go ahead and accept the upgrade, and aim to upgrade it to a Savor One in the long run?

Screenshot 2024-09-13 at 11.26.42 AM.png

 

I think so. Progress is progress.


 


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685




Message 5 of 13
Snook_on_the_Line
Established Contributor

Re: Capital One Upgrade Offer

I check weekly.   No soup for me.  

had the plat for three years.  
started as a secured then graduated after 6 months.       Still no upgrade offers 

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 13k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k



^^^Fico8 scores as of Dec ‘24
Total Revolving CL: $126,900


Message 6 of 13
Rodagave
Established Member

Re: Capital One Upgrade Offer


@CYBERSAM wrote:

Quicksilver is better than Platinum! So take the PC.

Cap1 sees the Savor line differently than other core cards that they have, so you may not be able to get that upgrade offer. I don't have it on my Venture and never had it for my QS! Only handful of people have reported that they received Savor line PC option.


I went ahead and accepted it. Now my next milestone is to get a higher credit line on that card.

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Message 7 of 13
pauldc73
New Contributor

Re: Capital One Upgrade Offer

Just remember to use it responsibly and regularly to greatly increase your chances of the CLI.

 

As others have mentioned, the QS to Savor One upgrade appears at random for a small number of cardholders.  Keep checking regularly as you never know when it may show up.  I suspect you may need a higher limit first before this starts to show for you, but hopefully soon if this is your goal.

Message 8 of 13
Rodagave
Established Member

Re: Capital One Upgrade Offer


@pauldc73 wrote:

Just remember to use it responsibly and regularly to greatly increase your chances of the CLI.

 

As others have mentioned, the QS to Savor One upgrade appears at random for a small number of cardholders.  Keep checking regularly as you never know when it may show up.  I suspect you may need a higher limit first before this starts to show for you, but hopefully soon if this is your goal.


That would make sense. Yeah I've also had this capital one card for over a year but never really used it due to it having zero benefits. Now that I understand better how to handle my credit cards I started using it again and boom, the offer appeared. I'm aiming to get a credit line increase in the next 3 months.

 

Thanks for your feedback.

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Message 9 of 13
Zoostation1
Valued Contributor

Re: Capital One Upgrade Offer

@CYBERSAMIs your venture a Visa or MC? My understanding is that Capital One won't PC anything that's a Visa to SavorOne since it has only been issued as MC.

Rebuild Started Nov 2021
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Message 10 of 13
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