Capital One check for upgrade link

[MyLoFICO]

So I chatted up Cap One on my moms behalf to see if there was an upgrade option to her QS1 to QS. The rep said no and told me I could check any time for offers. I asked how and he said just click the link "Upgrade Now" once you login. I do not have this link so he sent me the url. I used it on my moms account and it shows she is eligible for the QS1. I used it on mine and it shows no upgrades. I have never seen this option on my login page so I don't know if this is common knowledge or not. But, either way, here ya go. I hope it helps someone. 

https://verified.capitalone.com/sic-ui/#/esignin?Product=Card&Action=ProductUpgrade 

Edit: Oh my! 19 Kudos. I think that is the most ever for one of my posts. Super happy this is helping you all to get better cards! 

[Anonymous]

I just tried the link. I can upgrade my QS1 to QS. Rate stays the same. So does the credit limit. Card number stays the same as well. I gather the only benifit is no $39 AF.

Other than no AF, which is cool, what is the real upgrade?

[MyLoFICO]

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@Anonymous wrote:

I just tried the link. I can upgrade my QS1 to QS. Rate stays the same. So does the credit limit. Card number stays the same as well. I gather the only benifit is no $39 AF.

Other than no AF, which is cool, what is the real upgrade?

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From my understanding the QS gets better CLI's than the QS1 and Platinum. Honestly, until others chime in with what it shows them, I really don't know what else the benefit might be. It hates me just like everything else Capital One and says nothing available. lol

[Anonymous]

Does the account need to be opened for a certain amount of time before eligible for a product upgrade?

[MyLoFICO]

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@Anonymous wrote:
Does the account need to be opened for a certain amount of time before eligible for a product upgrade?

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Good question. I don't know but I am sure someone who does will respond. 

[Anonymous]

Should I upgrade QS1 to QS then? And dump the AF?

[MyLoFICO]

I would. QS > QS1. Annual fees are no bueno. 

[Indycoltsfan]

Thanks for the info!  I was able to upgrade my QS1 to QS Rewards - no AF.  Would not have known I could do it without the link - thanks again!

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[MyLoFICO]

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@Indycoltsfan wrote:

Thanks for the info!  I was able to upgrade my QS1 to QS Rewards - no AF.  Would not have known I could do it without the link - thanks again!

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Happy to help! And congrats! I am not sure Capital One is aware its not where they think it is. lol 

[sunkissed]

Thanks for the link!

I had a QuicksilverOne without an annual fee. I used the link and was able to upgrade to the Quicksilver. In practice, since I had no annual fee, nothing will change for me. However, I hope the move help me shed the sub-prime origins of the original card.