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Capital One check for upgrade link

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SomewhereIn505
Valued Contributor

Re: Capital One check for upgrade link


@601flyguy wrote:
Link is not working for me now but i did wake up to a $500 auto cli. Previously been getting offers for the same qs1. Do auto cli reset the 6 month cap 1 timer??
Nice! I would assume it does. 

@601flyguy wrote:
Link is not working for me now but i did wake up to a $500 auto cli. Previously been getting offers for the same qs1. Do auto cli reset the 6 month cap 1 timer??

3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 421 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

I figured I would give the upgrade link a shot and pretty much thought I wouldn't get anything...image my surprise when they offered to upgrade my current Capital One Platinum to a Quicksilver 1.5% Cashback (no annual fee)! So happy! The card is 7 months old and has a $750 limit with a 60% util (I stopped using it recently until I pay some of it off) when I clicked the upgrade link.

Message 422 of 660
HeavenOhio
Senior Contributor

Re: Capital One check for upgrade link


@601flyguy wrote:
Link is not working for me now but i did wake up to a $500 auto cli. Previously been getting offers for the same qs1. Do auto cli reset the 6 month cap 1 timer??

CLIs and product-change offers are unrelated.

Message 423 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

I originally applied back in April 2017 (my credit score was 565) and got approved for Platinum 300 credit limit. I just received my first increase to $500 6 months later. I just came across your link and noticed I was eligible to upgrade to quicksilver with no AF. Not sure of any other benefits at this time but I am super happy with the upgrade!
Message 424 of 660
601flyguy
Established Contributor

Re: Capital One check for upgrade link

The no AF and 1.5% CB are the main benefits.

Still saying upgrade not available for my qs1. There isnt anything negative in my CR and no new accounts so idk... Account will be one year on the 5th, doesnt look like I'll be avoiding that AF. If I knew what I know now, I would have chose the platinun instead of qs1.
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 425 of 660
UncleB
Credit Mentor

Re: Capital One check for upgrade link


@601flyguy wrote:
The no AF and 1.5% CB are the main benefits.

Still saying upgrade not available for my qs1. There isnt anything negative in my CR and no new accounts so idk... Account will be one year on the 5th, doesnt look like I'll be avoiding that AF. If I knew what I know now, I would have chose the platinun instead of qs1.

@601flyguy, if you can't get upgraded, after the AF posts give them a call (or chat) and many times they'll waive either all or half of it. 

 

I agree this isn't the ideal solution, but it might help a little if you don't want to close the card.

Message 426 of 660
601flyguy
Established Contributor

Re: Capital One check for upgrade link

I will definitely try and get the AF waived. Dont want to close it just yet.
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 427 of 660
HeavenOhio
Senior Contributor

Re: Capital One check for upgrade link

601, have you been using the card regularly? I got my two QS1 PC offers after about twelve consecutive months of usage. Use the cards every month, call in to check on offers every month, and hope for an offer.

Message 428 of 660
601flyguy
Established Contributor

Re: Capital One check for upgrade link

Yes i use it regularly as its my go to card when not chasing amex offers or discover deals. Usually a few hundred per cycle. I was getting an offer to upgrade to the same card up until a few weeks ago. I call every now and then hoping an offer is finally available. Hopefully i have better luck after the AF hits.
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 429 of 660
DUISlayer
Regular Contributor

Re: Capital One check for upgrade link

I'm a little frustrated with C1 (as posted in another thread). I'm grateful for the recent CLI, but the only thing they'll upgrade me to is the QS1, which is the exact same benefits (and AF) as my 10+ year old Platinum Mastercard. 


   $1,500        $4,500        $1,000        $1,000       $13,500       $3,100        $1,000        $1,000        $15,000
     5/06           7/07            5/11            8/17            8/17           9/17           10/17         10/17          10/17

FICO 8 as of 11/4/17: EQ 674, TU 679, EX 665 | Gardening commenced Friday the 13th (10/13/17) | Next app: Oct '18 - 2nd AMEX

Message 430 of 660
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