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@Loquat wrote:Nice to see that more lenders are at least offering contactless cards. I'm not sure how it is around the rest of the country or even the world for that matter but here locally, most places that accept NFC now also accepts Apple/Samsung pay which is just as quick if not quicker in the sense that you don't have to fish for your wallet.
Personally, I pay more with my Apple Watch now than I ever did. But still...nice to see the option available for those who wish to have contactless.
wish i could just pay with my sneakers, that would make my Nikes most valuable
@bourgogne wrote:
@Anonymous wrote:
@bourgogne wrote:what not make it pin selectable and all it a day, had too much to drink but i am meh, still have to sign at every restaurant in europe. if this is also a feature then I am sans-meh lol
Don't need to sign under a certain amount. £30 in the UK, not sure about elsewhere in Europe.
france, spain & portugal nearly 99.9% of the time over close to 6 weeks, amount did not matter. failed at a few toll booths and fuel stops
If you spend that much time in Europe, maybe consider joining State Department FCU, to get their 2% rewards card. When you app the card, you can note that you will be travelling overseas, to get the Chip+PIN version of the card. 2% vs whatever other reward card you are using, but frankly the convenience of Chip+PIN in those situations is worth the slight reduction in rewards.
I found out / verified that the Secured SDFCU card I have, $500 limit, is a Chip+PIN card, so will be trying that out at some point.
I used my Diners Club Premier on almost every non-airfare, non-hotel transaction in trips to Denmark and Canada in the last few months. The contactless plus Chip+PIN just makes it easy.
I will also be looking into my Chase cards to try to update those, although I will be waiting since I will likely change over from CSP to CSR when eligible early 2019, and planning to cycle/reapply my Hyatt card in the next few months as well.
I like to bug cashiers in the US who are skeptical, to let me use the contactless feature. That often requires pulling the card back when they reach for it to swipe / insert themselves, and describing that they should be able to make the Contactless work. They are usually initially surprised, but smile once the contactless transaction goes through.
The note about Savor being contactless, is intriguing also. That is on my list for after some other apps are taken care of.
Not interested in such cards, RFID is easily picked up and can lead to stolen CC info. Is a good find of info, thx
@gdale6 wrote:Not interested in such cards, RFID is easily picked up and can lead to stolen CC info. Is a good find of info, thx
The way I see it, if banks overseas were losing significant amounts of money on fraud claims related to it, the cards would be banned altogether. Or at least wouldn't be considered at all for the US.
@gdale6 wrote:Not interested in such cards, RFID is easily picked up and can lead to stolen CC info. Is a good find of info, thx
The convenience seems awesome! gdale6 since you and I reside in the near "outback," do we even see credit card equipment capable of reading "contactless" cards? I wonder? Still lost somewhere waiting for "Scotty to beam me up"
Will add, used to have a Chase Flexible Rewards Visa that carried the "Blink" symbol for contactless but, never found US locations (where I traveled) capable of reading the card.
@Anonymous wrote:
@gdale6 wrote:Not interested in such cards, RFID is easily picked up and can lead to stolen CC info. Is a good find of info, thx
The convenience seems awesome!
gdale6 since you and I reside in the near "outback," do we even see credit card equipment capable of reading "contactless" cards? I wonder? Still lost somewhere waiting for "Scotty to beam me up"
Will add, used to have a Chase Flexible Rewards Visa that carried the "Blink" symbol for contactless but, never found US locations (where I traveled) capable of reading the card.
From what I've read the old 'Blink' tech was unencrypted (and vulnerable to skimmers) but the new tech is said to be tied to the EMV chip and encrypted. I'll have to leave any further discussion of that to folks who are more tech savvy than me, though.
The notable places I've been to that take contactless are Macy's, Chick-Fil-A, Papa Johns, and Little Caesars, although at the food places the cashiers tend to not be aware that it will work (although they know about Apple Pay). That's actually how I scope for 'tap and pay' capability now... I just look for an Apple Pay sign/sticker.
UncleB appreciate the heads up on places that are state of the art on equipment. Where I live the inside toilet is a new thing and Subway is the only one I know of that has the new equipment and possibly McDonald's but no one there knows how to use it
@Anonymous wrote:UncleB appreciate the heads up on places that are state of the art on equipment. Where I live the inside toilet is a new thing and Subway is the only one I know of that has the new equipment and possibly MacDonald's but no one there knows how to use it
Oh, I forgot about Subway!
Yeah, I know what you mean about not knowing how to use it... you should have seen the look on the guy's face at Chick-Fil-A. He even laughed that he was thinking, "Surely this guy knows he has to stick the card in the slot", just as it beeped and went through.
It's ironic that people are getting used to the idea of using a phone - even where Apple pay isn't available most folks have at least heard of it - yet contactless cards seem to be 'news' to many people. ¯\_(ツ)_/¯