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Chase is giving out offers.

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Senior Contributor

Re: Chase is giving out offers.

Hold da phone, is somebody saying that green checkmarks are again working if you are 5/24? I thought it was well established on DOC that it was no longer a 5/24 workaround.

Message 11 of 53
Frequent Contributor

Re: Chase is giving out offers.

Way over 5/24 with 24 inquiries. I have a side hobby-travel. Smiley Wink 

I went in to do another Chase app (not the green check mark one).. and got declined due to 5/24. This was AFTER the two green check mark offers that got instantly approved. 

Message 12 of 53
Senior Contributor

Re: Chase is giving out offers.

Yea, but see, Chase always double pulls me. EX and TU. No more double/triple pulls, there are other places out there. Unless the SUB gets REALLY big.

Message 13 of 53
Regular Contributor

Re: Chase is giving out offers.

I've been banking with Chase for 8+ years.

 

In my experience, If Chase likes you or they want something from you, they will bend their rules a bit. They have been hounding me to refinance my mortgage with them for a year. I applied for a CSR (no green check) and was instantally approved. I was at 5/24, but 3 cards were 23 months old.

 

I always say if you treat Chase right, they will treat you right.




Stickin' together like flour and water to make that Sloedough. We worked for everything we have, and goin' to stick up for each other, like we are brothers from another mother. Kinda like Mel Gibson and Danny Glover.
-  "OutKast, Return of the G"
Message 14 of 53
Moderator

Re: Chase is giving out offers.


@JellyBeanGurl111 wrote:

Not sure how to repond to each comment. 


This might help...

 

How to quote a post:  http://ficoforums.myfico.com/t5/Community-Feature-FAQ-s/How-to-Quote-a-Post/td-p/2603189

Message 15 of 53
Moderator

Re: Chase is giving out offers.


@kilroy8 wrote:

Hold da phone, is somebody saying that green checkmarks are again working if you are 5/24? I thought it was well established on DOC that it was no longer a 5/24 workaround.


No, they are not currently working to get around 5/24.   That was in the past but Chase stopped it.  Only known way now to bypass 5/24 is via in branch preapprovals. 

Message 16 of 53
Highlighted
Senior Contributor

Re: Chase is giving out offers.


@Irish80 wrote:

@kilroy8 wrote:

Hold da phone, is somebody saying that green checkmarks are again working if you are 5/24? I thought it was well established on DOC that it was no longer a 5/24 workaround.


No, they are not currently working to get around 5/24.   That was in the past but Chase stopped it.  Only known way now to bypass 5/24 is via in branch preapprovals. 


I just had to find out - so I tried it. I had a green check mark FU offer (the usual SUB/intro APR). It had a defined permanent APR, not a range, and I got the "since you are a Chase customer, we only need this small amount of info" screen when I clicked on it. I am about 7/24 - and was instantly approved for $6.6K SL. They pulled TU and EX AGAIN! I'm in the garden where it is safe for long time, now.

Message 17 of 53
Moderator

Re: Chase is giving out offers.


@kilroy8 wrote:

@Irish80 wrote:

@kilroy8 wrote:

Hold da phone, is somebody saying that green checkmarks are again working if you are 5/24? I thought it was well established on DOC that it was no longer a 5/24 workaround.


No, they are not currently working to get around 5/24.   That was in the past but Chase stopped it.  Only known way now to bypass 5/24 is via in branch preapprovals. 


I just had to find out - so I tried it. I had a green check mark FU offer (the usual SUB/intro APR). It had a defined permanent APR, not a range, and I got the "since you are a Chase customer, we only need this small amount of info" screen when I clicked on it. I am about 7/24 - and was instantly approved for $6.6K SL. They pulled TU and EX AGAIN! I'm in the garden where it is safe for long time, now.


Well glad I was wrong.  Congrats on the approval.  Guess Chase changed their mind again

Message 18 of 53
Super Contributor

Re: Chase is giving out offers.


@kilroy8 wrote:

@Irish80 wrote:

@kilroy8 wrote:

Hold da phone, is somebody saying that green checkmarks are again working if you are 5/24? I thought it was well established on DOC that it was no longer a 5/24 workaround.


No, they are not currently working to get around 5/24.   That was in the past but Chase stopped it.  Only known way now to bypass 5/24 is via in branch preapprovals. 


I just had to find out - so I tried it. I had a green check mark FU offer (the usual SUB/intro APR). It had a defined permanent APR, not a range, and I got the "since you are a Chase customer, we only need this small amount of info" screen when I clicked on it. I am about 7/24 - and was instantly approved for $6.6K SL. They pulled TU and EX AGAIN! I'm in the garden where it is safe for long time, now.


Hahahahahahaha! Congratulations!! 






Message 19 of 53
Moderator

Re: Chase is giving out offers.

Wow. If the true green check mark offers are back (I got CSP and Slate last year, DW got CSP) I really hope the Marriott card enters the mix.

Message 20 of 53
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