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@Anonymous wrote:Does anyone know the lowest possible APR on the Citi DC?
The most recent CSR told me that I'm at the lowest available APR on the card, implying that it can't go lower than 16.49%, but past CSRs have not said this and have implied that it can go lower, just not at this time.
15.74% is the lowest possible.
It can go lower than 15.xx APR, that is their advertised rate. People on this forum have sub 10%. I believe @FinStar has sub 10%. What is advertised and what one can get are two different things. I believe PC's obviously can accomplish this a bit easier with a very old card which might be the case with him and others, but I will let them ring in
Great job and thanks for spreading the information on the forum!
@Anonymous wrote:
15.74% seems to be the bottom advertised...I'm trying.
My last statement has 15.24%.
It definitely sounds like they can go lower than 15.74%. Those that have sub-15.74% APRs it would be great to hear from you and possibly any details as to how you arrived at that [relatively] low rate.