Curve Card - Still in Beta...accepting applications via invite

[RootDet]

according to the faq, SP to see if you qualify. HP if you accept. 

[joltdude]

Btw I applied for the Curve Card Sunday and was approved... they now are taking MA applications...

It was an HP

Got the 500 at 12.99% 

Kinda inadvertently snuck out of the garden through the gap in the fence...

Though i wanted to try this product out so...

-J

[RootDet]

I got the curve card today ... no hp

[yourficouser]

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@RootDet wrote:

I got the curve card today ... no hp

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Any tips or tricks to avoid hp?

[RootDet]

none. lucky i guess

[UncleB]

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@UncleB wrote:

I'm hoping there's a misunderstanding about the card not working at drugstores/pharmacies.  If that's the case, this product is going to wither and die on the vine before it even gets started.

I understand the business reason for disallowing merchants such as Raise, tax payments, etc. but not allowing run-of-the-mill retail purchases like drugstores is nuts.  If I have to consult a cheatsheet to see if the card will work at the store I'm currently at I just won't bother.

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Circling back around on this... I've used the Curve card at Walgreens several times the last two weeks with no problems.  If there was an issue before it must have been resolved.

Further, the MCC also carried over correctly.  I had Curve set up to use my Freedom Flex, and once the dust settled I got 3% cash back on the Walgreens transactions from Chase. 

Somewhat related (and possibly already mentioned somewhere else) I'm also getting 5% back at Walmart on FF transactions that originate via Curve... Chase is really good at 'seeing' who the actual merchant is even when using Curve or Paypal.

[CreditCobra]

I've been using this in with my Citi Custom Cash, for restaurants and it codes properly, but if I leave a tip, it codes the tip separately. No biggie, but sorta strange.

[Anonymous]

YES!

[Alephbet]

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@UncleB wrote:

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@UncleB wrote:

I'm hoping there's a misunderstanding about the card not working at drugstores/pharmacies.  If that's the case, this product is going to wither and die on the vine before it even gets started.

I understand the business reason for disallowing merchants such as Raise, tax payments, etc. but not allowing run-of-the-mill retail purchases like drugstores is nuts.  If I have to consult a cheatsheet to see if the card will work at the store I'm currently at I just won't bother.

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Circling back around on this... I've used the Curve card at Walgreens several times the last two weeks with no problems.  If there was an issue before it must have been resolved.

Further, the MCC also carried over correctly.  I had Curve set up to use my Freedom Flex, and once the dust settled I got 3% cash back on the Walgreens transactions from Chase. 

Somewhat related (and possibly already mentioned somewhere else) I'm also getting 5% back at Walmart on FF transactions that originate via Curve... Chase is really good at 'seeing' who the actual merchant is even when using Curve or Paypal.

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That's good to hear that it's working at drugstores now! Do you have smart rules setup to use the Freedom Flex? I have smart rules setup but have really only been using the Curve to go straight through to my Aeroplan card for dining and groceries and occassionaly go back in time on something that doesn't code for 3X on the Aeroplan card. The last time I tried a few months back, it didn't seem like smart rules were functional and the charge went to my default card regardless of the rules.

[Alephbet]

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@CreditCobra wrote:

I've been using this in with my Citi Custom Cash, for restaurants and it codes properly, but if I leave a tip, it codes the tip separately. No biggie, but sorta strange.

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I've noticed that also. The tip still codes with the same MCC as the restaurant purchase so still gets points for me which is good. It is an oddity though.