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Curve Card - Still in Beta...accepting applications via invite

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NoMoreE46
Community Leader
Senior Contributor

Re: Curve Card - Still in Beta...accepting applications via invite

I am in ZIP 3####  so good there but me be  definitely passing on a HP for $500.

 

Message 81 of 150
Alephbet
Regular Contributor

Re: Curve Card - Still in Beta...accepting applications via invite

My application was not an HP. That's unfortunate that it seems to be now. I asked their support email if it would be an HP in the future and report to CRAs and they said they didn't know and would get back to me. I'm still waiting to hear back on that. 

Bold are regularly used for spending
AOD Visa Signature | Curve Card | X1 Credit Card | Target RedCard | Venmo Card
AMEX: Schwab Platinum | 2 x Gold | Green | 2 x Business Platinum | 2 x Business Gold | Blue Business Plus
AMEX: Amazon Business Prime | Delta Reserve | Delta Reserve Business | Marriott Bonvoy Business
Chase: Aeroplan | Amazon Prime | World of Hyatt | World of Hyatt Business | Marriott Bonvoy Boundless
Chase: Ink Business Cash | Ink Business Preferred | Southwest Performance Business
BofA: Alaska Airlines Business | Business Advantage Customized Cash Rewards
Citi AAdvantage Executive | Barclays AAdvantage Aviator Business
U.S. Bank Business Triple Cash Rewards | U.S. Bank Business Platinum | GM Business Card
Apple Card | Navy Federal Flagship Rewards | PenFed Gold | PenFed Platinum Rewards
Capital One Platinum | Capital One QuicksilverOne | FNBO Evergreen Business
Player 2: Delta Platinum AMEX | Chase Freedom | 2 x Chase Freedom Flex | Apple Card
Message 82 of 150
UncleB
Credit Mentor

Re: Curve Card - Still in Beta...accepting applications via invite


@yoda42 wrote:

I joined waitlist 6/26,  got invite 6/30,  was a Hard Pull on Equifax when I applied.  Standard $500 credit line. 

 

No issues signing up and setting up 2 MC and 1 Discover cards.   Have not used it yet.

 


Well rats, I was hoping the disclaimer on the HP was just a 'CYA' sorta thing. Smiley Frustrated

 

As far as I know, you're our first report of them doing a HP.

Message 83 of 150
UncleB
Credit Mentor

Re: Curve Card - Still in Beta...accepting applications via invite


@NoMoreE46 wrote:

I am in ZIP 3####  so good there but me be  definitely passing on a HP for $500.

 


Yeah, had others not been reporting that it was only a SP I would have passed for sure.

 

It's a neat concept (or at least it will be once the glitches are ironed out) but definitely not worth a HP to me.

 

I don't know if I just got lucky or the SP approvals are going to be hit-or-miss now. ¯\_(ツ)_/¯

Message 84 of 150
yourficouser
Contributor

Re: Curve Card - Still in Beta...accepting applications via invite


@yoda42 wrote:

I joined waitlist 6/26,  got invite 6/30,  was a Hard Pull on Equifax when I applied.  Standard $500 credit line. 

 

No issues signing up and setting up 2 Citi MC, 1 Chase MC (Flex)  and 1 Discover cards.   Have not used it yet.

 


I applied 7/1 and also a Hard Pull on Equifax. Hope it doesn't show up as a line of credit although who knows. Definitely was expecting a soft pull from prior DP's. Probably not worth it for sure especially with lack of Visa CC support.

Message 85 of 150
yoda42
Valued Member

Re: Curve Card - Still in Beta...accepting applications via invite

Tried first transaction via Google Pay at a Dunkin Donuts to charge on Discover for the 5% restaurants category -  and it denied it. Ended up using Discover directly.   Not a good start.

 

 

 

Message 86 of 150
ptatohed
Senior Contributor

Re: Curve Card - Still in Beta...accepting applications via invite


@yoda42 wrote:

Tried first transaction via Google Pay at a Dunkin Donuts to charge on Discover for the 5% restaurants category -  and it denied it. Ended up using Discover directly.   Not a good start.

 

 

 


Sorry if I missed this.  Why Google Pay?  Is the Curve card not a physical card?  

[ Signature in dire need of updates. It's on my to-do list. Smiley Wink ]


5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 87 of 150
Alephbet
Regular Contributor

Re: Curve Card - Still in Beta...accepting applications via invite


@ptatohed wrote:

@yoda42 wrote:

Tried first transaction via Google Pay at a Dunkin Donuts to charge on Discover for the 5% restaurants category -  and it denied it. Ended up using Discover directly.   Not a good start.

 

 

 


Sorry if I missed this.  Why Google Pay?  Is the Curve card not a physical card?  


You can use the Curve card with a temporary number that can be added to digital wallets before your physical card arrives. However, once your physical card comes, you need to delete the Curve card from digital wallets and re add it using the final number on the physical Curve card (and that also then shows in the app).

Bold are regularly used for spending
AOD Visa Signature | Curve Card | X1 Credit Card | Target RedCard | Venmo Card
AMEX: Schwab Platinum | 2 x Gold | Green | 2 x Business Platinum | 2 x Business Gold | Blue Business Plus
AMEX: Amazon Business Prime | Delta Reserve | Delta Reserve Business | Marriott Bonvoy Business
Chase: Aeroplan | Amazon Prime | World of Hyatt | World of Hyatt Business | Marriott Bonvoy Boundless
Chase: Ink Business Cash | Ink Business Preferred | Southwest Performance Business
BofA: Alaska Airlines Business | Business Advantage Customized Cash Rewards
Citi AAdvantage Executive | Barclays AAdvantage Aviator Business
U.S. Bank Business Triple Cash Rewards | U.S. Bank Business Platinum | GM Business Card
Apple Card | Navy Federal Flagship Rewards | PenFed Gold | PenFed Platinum Rewards
Capital One Platinum | Capital One QuicksilverOne | FNBO Evergreen Business
Player 2: Delta Platinum AMEX | Chase Freedom | 2 x Chase Freedom Flex | Apple Card
Message 88 of 150
Alephbet
Regular Contributor

Re: Curve Card - Still in Beta...accepting applications via invite

To answer your question @NoMoreE46 , my Curve approval was a SP but, from later posts, it seems that it might now be an HP for everyone. I don't really know at this point. I did not get an HP and my $500 "Curve Credit" has not reported to a CRA as of yet. I hope "Curve Credit" does not ever report but only time will tell on that one. I'm my experience, new cards (like the Apple Card when it first came out) put out by companies new to credit cards sometimes take a while to report. This also happened with my X1 Card. The X1 Card only started reporting a good six months after my approval.

Bold are regularly used for spending
AOD Visa Signature | Curve Card | X1 Credit Card | Target RedCard | Venmo Card
AMEX: Schwab Platinum | 2 x Gold | Green | 2 x Business Platinum | 2 x Business Gold | Blue Business Plus
AMEX: Amazon Business Prime | Delta Reserve | Delta Reserve Business | Marriott Bonvoy Business
Chase: Aeroplan | Amazon Prime | World of Hyatt | World of Hyatt Business | Marriott Bonvoy Boundless
Chase: Ink Business Cash | Ink Business Preferred | Southwest Performance Business
BofA: Alaska Airlines Business | Business Advantage Customized Cash Rewards
Citi AAdvantage Executive | Barclays AAdvantage Aviator Business
U.S. Bank Business Triple Cash Rewards | U.S. Bank Business Platinum | GM Business Card
Apple Card | Navy Federal Flagship Rewards | PenFed Gold | PenFed Platinum Rewards
Capital One Platinum | Capital One QuicksilverOne | FNBO Evergreen Business
Player 2: Delta Platinum AMEX | Chase Freedom | 2 x Chase Freedom Flex | Apple Card
Message 89 of 150
NoMoreE46
Community Leader
Senior Contributor

Re: Curve Card - Still in Beta...accepting applications via invite

Thanks for your reply @Alephbet.

 

Hopefully your SP sticks. 

And yea, I have been seeing Approvals but thru HP.

I won't be apping now.

 

Message 90 of 150
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