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Grandfathered Venture X Card?

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NoMoreE46
Community Leader
Senior Contributor

Re: Grandfathered Venture X Card?

I will call and find out if new cards are in order.

However,  since I have one of the newer cards (with that 🔑 symbol), I have no practical need for a replacement.

 

 

Message 31 of 59
Hex
Valued Contributor

Re: Grandfathered Venture X Card?

It would be kinda of sad if your Venture card had a little mishap in a month or two.    Smiley Wink

 

I know it shouldn't matter but I'd be disappointed if I didn't get a new card out of the deal. 

Just wait and when you card "eventually" gets damaged request a new one. They will send you an SASE for the old card so they'll know you aren't lying. 

Whatever you do- don't leave it in your pocket with your magnet collection . You must need to physically swipe it sometimes right? Science is fun and I love magnets.  Smiley Happy

About 15 years ago I put my debit card in my pocket with about 5 new magnets and it had to be replaced. 

 

 

Message 32 of 59
Trikoret
Contributor

Re: Grandfathered Venture X Card?

Doesn't it take 40 days to complete a PC? When I do a PC, they tell me I have 40 days to go back to old card. I've done many PCs between Amex, Chase and BofA. They all charged for new anual fee after the 40 days Mark. 🤷🏻‍♂️

Message 33 of 59
NoMoreE46
Community Leader
Senior Contributor

Re: Grandfathered Venture X Card?

@Trikoret 

My PC was instant.  The 40 days you mention may be a reconsideration time frame offered by the aforementioned issuers.

 

Message 34 of 59
NoMoreE46
Community Leader
Senior Contributor

Re: Grandfathered Venture X Card?

Haven't called yet.

 

I keep all of my old Venture cards despite the prepaid envelopes.  I will say it would be kinda cool having the VISA Infintite label (for flexing,)  Smiley Tongue  but only a tiny percentage of the real world knows what this is or cares.

 

 

 

Message 35 of 59
sjt
Senior Contributor

Re: Grandfathered Venture X Card?

I had the same situation as the OP. I did call and the rep told me that they are going to make an adjustment, crediting back the $59 and charging the $395 AF. It has not happened yet though.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 813 / EQ: 825 / TU: 818
Message 36 of 59
NoMoreE46
Community Leader
Senior Contributor

Re: Grandfathered Venture X Card?

Aawww man.

 

 


@sjt wrote:

I had the same situation as the OP. I did call and the rep told me that they are going to make an adjustment, crediting back the $59 and charging the $395 AF. It has happened yet though.


 

Message 37 of 59
Hex
Valued Contributor

Re: Grandfathered Venture X Card?

Well hopefully since I didn't call them and poke the bear I'll still fall though the cracks. I will post if/when they increase my fee. @sjt  please post when they adjust your account. 

Message 38 of 59
FinStar
Moderator Emeritus

Re: Grandfathered Venture X Card?


@sjt wrote:

I had the same situation as the OP. I did call and the rep told me that they are going to make an adjustment, crediting back the $59 and charging the $395 AF. It has not happened yet though.


I was wondering about this given the DPs further upthread. If they had somehow kept it for $59 (or $95) AF as a PC for 12 months, then the Venture X upgrade (sans SUB) would still be a 'steal.'

 

I have no horse in the race, but I'm definitely curious how Capital One will handle these specific PCs vs the [no AF] Savor grandfathered instances 🤔

Message 39 of 59
7ate9
Valued Member

Re: Grandfathered Venture X Card?

Long time member, but very rare poster here.

I also PC'd to the Venture X on launch day, and when I logon, I do still see my annual fee as $59.  HOWEVER, I just opened a letter from Capital One today stating that they'll be changing my annual fee to $395 effective 1/13/22.  It was nice to feel grandfathered in for a little while though! Smiley Happy


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TU08 740(1/20/16)

Last app: 06/19/2015
Message 40 of 59
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