How Reliable Is CreditCards.com's CC PreScreen Offers?

[Bsong]

I just tried it myself without entering in my SS# and it has given me a bunch of CAP1 and FIRST PREMIER cards which I have no interest in.... 

I see that someone mentioned that the results will be the same without putting my SS#; is that true for anyone else?

[Bsong]

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@Bsong wrote:

I just tried it myself without entering in my SS# and it has given me a bunch of CAP1 and FIRST PREMIER cards which I have no interest in.... 

I see that someone mentioned that the results will be the same without putting my SS#; is that true for anyone else?

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I just answered my own question by having my wife try the site out. It gave her better results, which I expected. 

[Anonymous]

My "exclusive offer" was the Amex Delta Skymiles Card, nice.

[LS2982]

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@john398 wrote:

Just tried it and gave me First Premier (UGH) and capital one(which I already have 3 cards with so would not be approved)

Good luck

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Thats cold blooded!!!! 

[Anonymous]

I just ran it again WITH my SS this time...and it's giving me the exact same results I posted in this thread: http://ficoforums.myfico.com/t5/Credit-Cards/Creditcards-com/td-p/2124917/page/2 when I didn't enter the SS.

Gold Delta SkyMiles Credit Card from American Express

Blue Cash Everyday Card from American Express

Blue Cash Preferred Card from American Express

Capital One® VentureOneSM Rewards Credit Card

Capital One® Platinum Prestige Credit Card

Capital One® Venture Rewards Credit Card

Capital One® Cash Rewards

Simmons First Visa Platinum Rewards

First PREMIER Bank MasterCard Credit Card

Simmons First Visa Platinum

First PREMIER Bank Classic Credit Card

First PREMIER Bank Gold Credit Card

[justforting]

Just curious, has anyone been offered chase cards through it? Because I have only seen Amex, cap one, and some others but no chase.

[HiLine]

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@justforting wrote:

Just curious, has anyone been offered chase cards through it? Because I have only seen Amex, cap one, and some others but no chase.

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I have never seen any cards other than Amex, Capital One, and crappy subprime cards.

[Anonymous]

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@HiLine wrote:

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@justforting wrote:

Just curious, has anyone been offered chase cards through it? Because I have only seen Amex, cap one, and some others but no chase.

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I have never seen any cards other than Amex, Capital One, and crappy subprime cards.

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I have no clue, but I'd hazzard a guess that kickbacks are involved in the offerings.  Not a bad thing if terms are better apping, or in my case LOL, drapping.

[kroberts67]

I wonder if it bumps up the number of prescreened offers you get in the mail...

[RSCo]

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@Anonymous wrote:

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@HiLine wrote:

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@justforting wrote:

Just curious, has anyone been offered chase cards through it? Because I have only seen Amex, cap one, and some others but no chase.

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I have never seen any cards other than Amex, Capital One, and crappy subprime cards.

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I have no clue, but I'd hazzard a guess that kickbacks are involved in the offerings.  Not a bad thing if terms are better apping, or in my case LOL, drapping.

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exactly.... some of the blogger sites that recommend cards get as much as 300.00 PER REFRAL from the credit card companies...