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The card itself may say Amex, but that's because it runs on the Amex payment network. The card's issuer, Department Stores National Bank, is a subsidiary of Citi. It's Citi who loves you, not Amex.
@UpperNwGuy wrote:The card itself may say Amex, but that's because it runs on the Amex payment network. The card's issuer, Department Stores National Bank, is a subsidiary of Citi. It's Citi who loves you, not Amex.
That is beyond confusing lol
@pinkandgrey wrote:
@UpperNwGuy wrote:The card itself may say Amex, but that's because it runs on the Amex payment network. The card's issuer, Department Stores National Bank, is a subsidiary of Citi. It's Citi who loves you, not Amex.
That is beyond confusing lol
Not really.
Same deal as NFCU Amex, PenFed Amex, WF Amex, and any other card with an Amex logo not issued by American Express Centurion Bank - uses the Amex payment network but isn’t an Amex.
@pinkandgrey wrote:
@UpperNwGuy wrote:The card itself may say Amex, but that's because it runs on the Amex payment network. The card's issuer, Department Stores National Bank, is a subsidiary of Citi. It's Citi who loves you, not Amex.
That is beyond confusing lol
Card is accepted at any places that accepts American Express. DSNB (subsidiary of Citi) is the lender who backs the card. Centurion Bank (aka Amex) has nothing to do with the card.
@Loquat wrote:
@pinkandgrey wrote:
@UpperNwGuy wrote:The card itself may say Amex, but that's because it runs on the Amex payment network. The card's issuer, Department Stores National Bank, is a subsidiary of Citi. It's Citi who loves you, not Amex.
That is beyond confusing lol
Card is accepted at any places that accepts American Express. DSNB (subsidiary of Citi) is the lender who backs the card. Centurion Bank (aka Amex) has nothing to do with the card.
Yeah I get it lol it’s just weird to say that your Citi card is an Amex or that your Amex is Citi
@pinkandgrey wrote:
@Loquat wrote:
@pinkandgrey wrote:
@UpperNwGuy wrote:The card itself may say Amex, but that's because it runs on the Amex payment network. The card's issuer, Department Stores National Bank, is a subsidiary of Citi. It's Citi who loves you, not Amex.
That is beyond confusing lol
Card is accepted at any places that accepts American Express. DSNB (subsidiary of Citi) is the lender who backs the card. Centurion Bank (aka Amex) has nothing to do with the card.
Yeah I get it lol it’s just weird to say that your Citi card is an Amex or that your Amex is Citi
So just call it your Macy’s card.
Outside of this site and others dedicated to credit, most people couldn’t even tell you what payment network their cards run on unless they have been rejected their payment method of choice before.
Sitting over here waiting for my 5.5 y/o Macy's card to upgrade---not gonna hold my breath though. Congrats AJC.