Need advice from FICO gurus...

[SpecFile]

No Sir.  Rules and regulations state that "The junkie for which the rehab center is named, will have unrestricted lifetime use of all facilities and services." 

You're good to go Sleigh!

Message Edited by SpecFile on 09-03-2007 11:38 AM

[Anonymous]

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SpecFile wrote:

No Sir.  Rules and regulations state that "The junkie for which the rehab center is named, will have unrestricted lifetime use of all facilities and services." 

You're good to go Sleigh!

Message Edited by SpecFile on 09-03-2007 11:38 AM

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Awesome, thought for a minute I was going to have to fill out another application. Whew!

[SpecFile]

lol  You're in good hands at the Sleigh Center.  Don't fill out another app. Sleigh or I'll have to put "The Jacket" on you!

Message Edited by SpecFile on 09-03-2007 11:50 AM

[Anonymous]

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SpecFile wrote:

lol  You're in good hands at the Sleigh Center.  Don't fill out another app. Sleigh or I'll have to put "The Jacket" on you!

Message Edited by SpecFile on 09-03-2007 11:50 AM

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Good thing I can type with my toes.

[SpecFile]

Not with toe shackles on!

The Sleigh Center faculty care about your well being so we come prepared for any situation.

Message Edited by SpecFile on 09-03-2007 01:20 PM

[phumanr]

All,

In all seriousness, I agree with those statements..no more apps for me for awhile. I have cut it close with my inq and my points...the new account offset the ding I got from the inqs. One new account has posted to my bureaus even before I got it.  You will need some time from your recent inq. or creditors will decline you because of excessive inqs...especially if you are about to apply for a mortgage.

Phumanr

[SpecFile]

Great advice Phumanr! 

[Anonymous]

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phumanr wrote:

All,

In all seriousness, I agree with those statements..no more apps for me for awhile. I have cut it close with my inq and my points...the new account offset the ding I got from the inqs. One new account has posted to my bureaus even before I got it.  You will need some time from your recent inq. or creditors will decline you because of excessive inqs...especially if you are about to apply for a mortgage.

Phumanr

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So true. DW got declined once already for excessive inqs. It is definitely fun to window shop, but in all seriousness, the new TLs needs to age and the inqs need to fall off before the next round of insanity begins.

[Anonymous]

OK dont shoot me just made my final loan app for 07.  I am in with PenFed.  Needed an installment so didn't do the CC. FIgured since they already harded me for a savings account may as well get the loan since no new hard would be required.

Message Edited by Brammy on 09-03-2007 03:44 PM

[Anonymous]

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Brammy wrote:

OK dont shoot me just made my final loan app for 07.  I am in with PenFed.  Needed an installment so didn't do the CC. FIgured since they already harded me for a savings account may as well get the loan since no new hard would be required.

Message Edited by Brammy on 09-03-2007 03:44 PM

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Hey SpecFile,

Where's the jacket?