@AverageJoesCredit wrote:
Yeah, sometimes we learn too late with Comenity or perhaps Synchrony by gobbling up all the goodies too fast. In that regard, they are slick as normally all the places people like to shop end up being Sync or Comenity.
Im down to 2 , PayPal Credit, which is hidden, and Zales but with no one to buy for, lol, that may be the next to go.
I like to refer to SCT cards as Low Hanging Fruit... Might be easy/easier to get and grow but will fill you up and prevent you from the main course or dessert (what you want)... There are a few Sync/Commenty cards that can be worth obtaining but the days of a fistfull of easy to grab store cards and not losing them to to closing or such is long past.... (thinking things like Carecredit, Amazon, One of the home improvement stores (Lowes), Paypal 2% card.... ) They have a place and sometimes the store discounts can make it viable ...
At this point id just sit tight... For most cards, they really should be PIF anyways and if you use them like that it should be fine.. but definitely sit tight and I wouldnt rock the boat with asking for CLIs or stuff like that for a good while...
-J
=)
